DAPP vs VTI
VanEck Digital Transformation ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | DAPP | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.52% | 0.03% | |
| AUM | $242M | $663.5B | |
| Dividend Yield | 0.00% | 1.07% | |
| Holdings | 25 | 3,543 | |
| YTD Return | -3.82% | +14.16% | |
| 1Y Return | +2.70% | +23.62% | |
| 3Y Return (annualized) | +34.05% | +21.43% | |
| 5Y Return (annualized) | -7.26% | +12.33% | |
| Volatility (annualized) | 76.8% | 15.3% | |
| Max Drawdown | -91.9% | -56.6% | |
| Fund Family | VanEck | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Apr 12, 2021 | May 24, 2001 |
DAPP vs VTI Performance
VanEck Digital Transformation ETF (DAPP) is a ETF from VanEck and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year DAPP returned +2.70% while VTI returned +23.62%. Year to date, DAPP is down 3.82% versus a gain of 14.16% for VTI.
Over three years, DAPP compounded at +34.05% per year against +21.43% for VTI; over five years the annualized figures are -7.26% and +12.33% respectively. Across the full 5-year window we track, VTI has the edge at +8.14% annualized vs -9.52%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
DAPP has been the more volatile fund, with annualized monthly volatility of 76.8% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -91.9% for DAPP and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
DAPP charges 0.52% per year while VTI charges 0.03%. On a $10,000 position that is $52 vs $3 annually, a gap of $49 per year that compounds over a long holding period. On income, DAPP currently yields 0.00% against 1.07% for VTI.
Holdings Overlap
DAPP and VTI share 10 holdings out of 2793 unique holdings combined, representing a 0.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, DAPP or VTI?
DAPP has an expense ratio of 0.52% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $49 per year of difference.
Which performed better, DAPP or VTI?
Over the past year DAPP returned +2.70% vs +23.62% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (5 years), DAPP annualized -9.52% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, DAPP or VTI?
DAPP has been the more volatile fund at 76.8% annualized versus 15.3% for VTI. Worst drawdown: DAPP -91.9% vs VTI -56.6%.
Should I hold both DAPP and VTI?
DAPP and VTI have a monthly-return correlation of 0.72, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between DAPP and VTI?
DAPP and VTI share 10 common holdings with a 0.2% weight overlap. Combined, they hold 2793 unique securities.
Which pays a higher dividend, DAPP or VTI?
DAPP yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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