DBEZ vs SCHD
Xtrackers MSCI Eurozone Hedged Equity ETF vs Schwab US Dividend Equity ETF
Which is better, DBEZ or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. DBEZ led over 3Y and 5Y, SCHD over 1Y and the full window. DBEZ is less concentrated, with 27.4% of the fund in its ten largest positions against 41.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DBEZ | SCHD |
|---|---|---|
| Expense Ratio | 0.45% | 0.06%Best |
| AUM | $77M | $112.2B |
| Dividend Yield | 1.26% | 3.13% |
| Holdings | 599 | 103 |
| YTD Return | +12.82% | +27.56%Best |
| 1Y Return | +23.90% | +30.29%Best |
| 3Y Return (annualized) | +18.78%Best | +16.37% |
| 5Y Return (annualized) | +11.89%Best | +10.23% |
| Volatility (annualized) | 16.2% | 14.8%Best |
| Max Drawdown | -38.8% | -33.4%Best |
| $10,000 over 5 years | $17,537Best | $16,274 |
| Top 10 Weight | 27.4%Best | 41.5% |
| Fund Family | Xtrackers ETFs | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Dec 10, 2014 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Dec 15, 2014 to Sep 4, 2026 (11.7 years).
DBEZ vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 11.7 years both funds cover.
DBEZ vs SCHD Performance
Xtrackers MSCI Eurozone Hedged Equity ETF (DBEZ) is an ETF from Xtrackers ETFs and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year DBEZ returned +23.90% while SCHD returned +30.29%. Year to date, DBEZ is up 12.82% versus a gain of 27.56% for SCHD.
Over three years, DBEZ compounded at +18.78% per year against +16.37% for SCHD; over five years the annualized figures are +11.89% and +10.23% respectively. Across the full 12-year window we track, SCHD has the edge at +10.61% annualized vs +9.62%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
DBEZ has been the more volatile fund, with annualized monthly volatility of 16.2% compared with 14.8% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -38.8% for DBEZ and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
DBEZ charges 0.45% per year while SCHD charges 0.06%. On a $10,000 position that is $45 vs $6 annually, a gap of $39 per year that compounds over a long holding period. On income, DBEZ currently yields 1.26% against 3.13% for SCHD.
Holdings Overlap
We hold position weights for 587 holdings in DBEZ and 100 in SCHD, totalling 98.0% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 587 positions we hold weights for in DBEZ and 100 in SCHD, against full books of 599 and 103.
What only one of them owns
Our book lists 99 positions for SCHD that do not appear in our book for DBEZ (99.9% of the fund), and 10 for DBEZ that do not appear in SCHD (1.4%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of DBEZ and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, DBEZ or SCHD?
DBEZ has an expense ratio of 0.45% while SCHD charges 0.06%. SCHD is the cheaper option, by $39 a year on a $10,000 investment.
Which performed better, DBEZ or SCHD?
Over the past year DBEZ returned +23.90% vs +30.29% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (12 years), DBEZ annualized +9.62% vs +10.61% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, DBEZ or SCHD?
DBEZ has been the more volatile fund at 16.2% annualized versus 14.8% for SCHD. Worst drawdown: DBEZ -38.8% vs SCHD -33.4%.
Should I hold both DBEZ and SCHD?
DBEZ and SCHD have a monthly-return correlation of 0.72, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, DBEZ or SCHD?
DBEZ yields 1.26% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than DBEZ?
SCHD has a lower expense ratio. DBEZ led over 3Y and 5Y, SCHD over 1Y and the full window. DBEZ is less concentrated, with 27.4% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.