DBEZ vs VTI
Xtrackers MSCI Eurozone Hedged Equity ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, DBEZ or VTI?
Each has led over a different period.
VTI has a lower expense ratio. DBEZ led over 1Y and 5Y, VTI over 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DBEZ | VTI |
|---|---|---|
| Expense Ratio | 0.45% | 0.03%Best |
| AUM | $75M | $666.9B |
| Dividend Yield | 1.25% | 1.03% |
| Holdings | 599 | 3,543 |
| YTD Return | +10.66% | +11.65%Best |
| 1Y Return | +20.94%Best | +17.34% |
| 3Y Return (annualized) | +17.97% | +20.35%Best |
| 5Y Return (annualized) | +11.77%Best | +11.72% |
| Volatility (annualized) | 16.2% | 15.4%Best |
| Max Drawdown | -38.8% | -35.0%Best |
| $10,000 over 5 years | $17,443Best | $17,404 |
| Fund Family | Xtrackers ETFs | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Dec 10, 2014 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Dec 15, 2014 to Sep 10, 2026 (11.7 years).
DBEZ vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 11.7 years both funds cover.
DBEZ vs VTI Performance
Xtrackers MSCI Eurozone Hedged Equity ETF (DBEZ) is an ETF from Xtrackers ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year DBEZ returned +20.94% while VTI returned +17.34%. Year to date, DBEZ is up 10.66% versus a gain of 11.65% for VTI.
Over three years, DBEZ compounded at +17.97% per year against +20.35% for VTI; over five years the annualized figures are +11.77% and +11.72% respectively. Across the full 12-year window we track, VTI has the edge at +12.36% annualized vs +9.43%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
DBEZ has been the more volatile fund, with annualized monthly volatility of 16.2% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -38.8% for DBEZ and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
DBEZ charges 0.45% per year while VTI charges 0.03%. On a $10,000 position that is $45 vs $3 annually, a gap of $42 per year that compounds over a long holding period. On income, DBEZ currently yields 1.25% against 1.03% for VTI.
Holdings Overlap
At least 2.2% of DBEZ's money is in holdings VTI also owns.
Stated as a floor: for VTI, our book for it covers 90.6% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
DBEZ and VTI share little of their money.
5 positions in common, counted across the 587 positions we hold weights for in DBEZ and 2,787 in VTI, against full books of 599 and 3,543.
You are not choosing between two funds in isolation.
Whichever of DBEZ and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, DBEZ or VTI?
DBEZ has an expense ratio of 0.45% while VTI charges 0.03%. VTI is the cheaper option, by $42 a year on a $10,000 investment.
Which performed better, DBEZ or VTI?
Over the past year DBEZ returned +20.94% vs +17.34% for VTI, so DBEZ leads on 1-year performance. Over the longest common window we track (12 years), DBEZ annualized +9.43% vs +12.36% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, DBEZ or VTI?
DBEZ has been the more volatile fund at 16.2% annualized versus 15.4% for VTI. Worst drawdown: DBEZ -38.8% vs VTI -35.0%.
Should I hold both DBEZ and VTI?
DBEZ and VTI have a monthly-return correlation of 0.78, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between DBEZ and VTI?
At least 2.2% of DBEZ's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 5 positions in common, counted across the 587 positions we hold weights for in DBEZ and 2,787 in VTI.
Which pays a higher dividend, DBEZ or VTI?
DBEZ yields 1.25% while VTI yields 1.03%, so DBEZ currently pays the higher dividend yield.
Is VTI better than DBEZ?
VTI has a lower expense ratio. DBEZ led over 1Y and 5Y, VTI over 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.