DBEZ vs VTI
Xtrackers MSCI Eurozone Hedged Equity ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | DBEZ | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.45% | 0.03% | |
| AUM | $77M | $666.9B | |
| Dividend Yield | 1.26% | 1.07% | |
| Holdings | 599 | 3,543 | |
| YTD Return | +13.04% | +12.65% | |
| 1Y Return | +21.17% | +21.39% | |
| 3Y Return (annualized) | +19.18% | +21.54% | |
| 5Y Return (annualized) | +12.22% | +12.11% | |
| Volatility (annualized) | 16.3% | 15.3% | |
| Max Drawdown | -38.8% | -56.6% | |
| Fund Family | Xtrackers ETFs | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Dec 10, 2014 | May 24, 2001 |
DBEZ vs VTI Performance
Xtrackers MSCI Eurozone Hedged Equity ETF (DBEZ) is a ETF from Xtrackers ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year DBEZ returned +21.17% while VTI returned +21.39%. Year to date, DBEZ is up 13.04% versus a gain of 12.65% for VTI.
Over three years, DBEZ compounded at +19.18% per year against +21.54% for VTI; over five years the annualized figures are +12.22% and +12.11% respectively. Across the full 12-year window we track, DBEZ has the edge at +9.68% annualized vs +8.07%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
DBEZ has been the more volatile fund, with annualized monthly volatility of 16.3% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -38.8% for DBEZ and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
DBEZ charges 0.45% per year while VTI charges 0.03%. On a $10,000 position that is $45 vs $3 annually, a gap of $42 per year that compounds over a long holding period. On income, DBEZ currently yields 1.26% against 1.07% for VTI.
Holdings Overlap
DBEZ and VTI share 1 holdings out of 3375 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in DBEZ | Weight in VTI | Difference |
|---|---|---|---|
| AM | 0.07% | 0.01% | 0.06% |
Frequently Asked Questions
Which is cheaper, DBEZ or VTI?
DBEZ has an expense ratio of 0.45% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $42 per year of difference.
Which performed better, DBEZ or VTI?
Over the past year DBEZ returned +21.17% vs +21.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (12 years), DBEZ annualized +9.68% vs +8.07% for VTI. Past performance does not guarantee future results.
Which is riskier, DBEZ or VTI?
DBEZ has been the more volatile fund at 16.3% annualized versus 15.3% for VTI. Worst drawdown: DBEZ -38.8% vs VTI -56.6%.
Should I hold both DBEZ and VTI?
DBEZ and VTI have a monthly-return correlation of 0.78, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between DBEZ and VTI?
DBEZ and VTI share 1 common holdings with a 0.0% weight overlap. Combined, they hold 3375 unique securities.
Which pays a higher dividend, DBEZ or VTI?
DBEZ yields 1.26% while VTI yields 1.07%, so DBEZ currently pays the higher dividend yield.
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