DFAS vs VOO

DFAS vs VOO

Which is better, DFAS or VOO?

Small Cap Blend against Large Cap Blend.

VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window. DFAS is less concentrated, with 2.6% of the fund in its ten largest positions against 37.6%.

Lower Fees: VOOHigher Returns: VOOLess Concentrated: DFAS

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricDFASVOO
Expense Ratio0.26%0.03%Best
AUM$15.4B$997.4B
Dividend Yield0.97%1.04%
Holdings2,095509
YTD Return+12.99%Best+12.37%
1Y Return+14.76%+16.61%Best
3Y Return (annualized)+15.08%+21.37%Best
5Y Return (annualized)+8.58%+13.49%Best
Volatility (annualized)19.0%15.5%Best
Max Drawdown-26.1%-24.5%Best
$10,000 over 5 years$15,092$18,827Best
Top 10 Weight2.6%Best37.6%
Fund FamilyDimensionalVanguard (US)
CategoryEquityEquity
StyleSmall Cap BlendLarge Cap Blend
InceptionDec 15, 1998Sep 7, 2010

Volatility and max drawdown are measured over the window both funds cover: Jun 14, 2021 to Sep 18, 2026 (5.3 years).

DFAS vs VOO growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.3 years both funds cover.

DFAS vs VOO Performance

Dimensional US Small Cap ETF (DFAS) is an ETF from Dimensional and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year DFAS returned +14.76% while VOO returned +16.61%. Year to date, DFAS is up 12.99% versus a gain of 12.37% for VOO.

Over three years, DFAS compounded at +15.08% per year against +21.37% for VOO; over five years the annualized figures are +8.58% and +13.49% respectively.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

DFAS has been the more volatile fund, with annualized monthly volatility of 19.0% compared with 15.5% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -26.1% for DFAS and -24.5% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

DFAS charges 0.26% per year while VOO charges 0.03%. On a $10,000 position that is $26 vs $3 annually, a gap of $23 per year that compounds over a long holding period. On income, DFAS currently yields 0.97% against 1.04% for VOO.

Holdings Overlap

DFAS already in VOO5.6%
VOO already in DFAS0.9%

5.6% of DFAS's money is in holdings VOO also owns. 0.9% of VOO's money is in holdings DFAS also owns.

DFAS and VOO share little of their money.

50 positions in common, counted across the 2,036 positions we hold weights for in DFAS and 494 in VOO, against full books of 2,095 and 509.

What only one of them owns

Our book lists 438 positions for VOO that do not appear in our book for DFAS (98.2% of the fund), and 1,487 for DFAS that do not appear in VOO (91.2%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in DFASWeight in VOODifference
CRLCharles River Laboratories International Inc0.25%0.02%0.23%
IVZInvesco Plc0.25%0.02%0.23%
APAApa Corp0.22%0.02%0.20%
CLXClorox Co.0.22%0.02%0.20%
GLGlobe Life Inc.0.20%0.02%0.18%
HSICHenry Schein Inc0.20%0.01%0.19%
SJMJ M Smucker Co/The0.19%0.02%0.17%
HIIHuntington Ingalls Industries Inc.0.19%0.02%0.17%
RVTYRevvity Inc0.18%0.02%0.16%
AIZAssurant, Inc.0.18%0.02%0.16%

You are not choosing between two funds in isolation.

Whichever of DFAS and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

DFASVOO

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, DFAS or VOO?

DFAS has an expense ratio of 0.26% while VOO charges 0.03%. VOO is the cheaper option, by $23 a year on a $10,000 investment.

Which performed better, DFAS or VOO?

Over the past year DFAS returned +14.76% vs +16.61% for VOO, so VOO leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, DFAS or VOO?

DFAS has been the more volatile fund at 19.0% annualized versus 15.5% for VOO. Worst drawdown: DFAS -26.1% vs VOO -24.5%.

Should I hold both DFAS and VOO?

DFAS and VOO have a monthly-return correlation of 0.82, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between DFAS and VOO?

5.6% of DFAS's money is in holdings VOO also owns. 0.9% of VOO's is in holdings DFAS also owns. They hold 50 positions in common, counted across the 2,036 positions we hold weights for in DFAS and 494 in VOO.

Which pays a higher dividend, DFAS or VOO?

DFAS yields 0.97% while VOO yields 1.04%, so VOO currently pays the higher dividend yield.

Is VOO better than DFAS?

VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window. DFAS is less concentrated, with 2.6% of the fund in its ten largest positions against 37.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.