DFGR vs SCHD
Dimensional Global Real Estate ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. DFGR offers more diversification with 449 holdings.
Side-by-Side Comparison
| Metric | DFGR | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.22% | 0.06% | |
| AUM | $3.8B | $108.7B | |
| Dividend Yield | 3.61% | 3.13% | |
| Holdings | 449 | 104 | |
| YTD Return | +11.61% | +27.67% | |
| 1Y Return | +11.24% | +29.56% | |
| 3Y Return (annualized) | +10.68% | +16.53% | |
| 5Y Return (annualized) | - | +9.95% | |
| Volatility (annualized) | 15.9% | 13.6% | |
| Max Drawdown | -21.3% | -33.4% | |
| Fund Family | Dimensional | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Dec 6, 2022 | Oct 20, 2011 |
DFGR vs SCHD Performance
Dimensional Global Real Estate ETF (DFGR) is a ETF from Dimensional and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year DFGR returned +11.24% while SCHD returned +29.56%. Year to date, DFGR is up 11.61% versus a gain of 27.67% for SCHD.
Over three years, DFGR compounded at +10.68% per year against +16.53% for SCHD. Across the full 4-year window we track, SCHD has the edge at +11.55% annualized vs +7.92%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
DFGR has been the more volatile fund, with annualized monthly volatility of 15.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.3% for DFGR and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
DFGR charges 0.22% per year while SCHD charges 0.06%. On a $10,000 position that is $22 vs $6 annually, a gap of $16 per year that compounds over a long holding period. On income, DFGR currently yields 3.61% against 3.13% for SCHD.
Holdings Overlap
DFGR and SCHD share 0 holdings out of 524 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, DFGR or SCHD?
DFGR has an expense ratio of 0.22% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $16 per year of difference.
Which performed better, DFGR or SCHD?
Over the past year DFGR returned +11.24% vs +29.56% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), DFGR annualized +7.92% vs +11.55% for SCHD. Past performance does not guarantee future results.
Which is riskier, DFGR or SCHD?
DFGR has been the more volatile fund at 15.9% annualized versus 13.6% for SCHD. Worst drawdown: DFGR -21.3% vs SCHD -33.4%.
Should I hold both DFGR and SCHD?
DFGR and SCHD have a monthly-return correlation of 0.75, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between DFGR and SCHD?
DFGR and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 524 unique securities.
Which pays a higher dividend, DFGR or SCHD?
DFGR yields 3.61% while SCHD yields 3.13%, so DFGR currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.