DFGR vs VTI

DFGR vs VTI

Which is better, DFGR or VTI?

Large Cap Value against Large Cap Blend.

VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 41.7%.

Lower Fees: VTIHigher Returns: VTILess Concentrated: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricDFGRVTI
Expense Ratio0.22%0.03%Best
AUM$3.8B$666.9B
Dividend Yield3.71%1.03%
Holdings4493,543
YTD Return+7.13%+12.28%Best
1Y Return+6.63%+16.78%Best
3Y Return (annualized)+9.47%+20.89%Best
5Y Return (annualized)-+11.94%
Volatility (annualized)15.9%12.9%Best
Max Drawdown-21.3%-19.3%Best
$10,000 over 3.8 years$12,763$20,184Best
Top 10 Weight41.7%33.3%Best
Fund FamilyDimensionalVanguard (US)
CategoryEquityEquity
StyleLarge Cap ValueLarge Cap Blend
InceptionDec 6, 2022May 24, 2001

Volatility and max drawdown, and the $10,000 over 3.8 years row, are measured over the window both funds cover: Dec 7, 2022 to Sep 17, 2026 (3.8 years).

DFGR vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.8 years both funds cover.

DFGR vs VTI Performance

Dimensional Global Real Estate ETF (DFGR) is an ETF from Dimensional and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year DFGR returned +6.63% while VTI returned +16.78%. Year to date, DFGR is up 7.13% versus a gain of 12.28% for VTI.

Over three years, DFGR compounded at +9.47% per year against +20.89% for VTI. Across the full 4-year window we track, VTI has the edge at +20.30% annualized vs +6.63%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

DFGR has been the more volatile fund, with annualized monthly volatility of 15.9% compared with 12.9% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -21.3% for DFGR and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

DFGR charges 0.22% per year while VTI charges 0.03%. On a $10,000 position that is $22 vs $3 annually, a gap of $19 per year that compounds over a long holding period. On income, DFGR currently yields 3.71% against 1.03% for VTI.

Holdings Overlap

DFGR already in VTI74.7%
VTI already in DFGR2.0%

74.7% of DFGR's money is in holdings VTI also owns. 2.0% of VTI's money is in holdings DFGR also owns.

Most of DFGR is already inside VTI. Owning both mostly buys the same companies twice.

121 positions in common, counted across the 415 positions we hold weights for in DFGR and 3,463 in VTI, against full books of 449 and 3,543.

What only one of them owns

Our book lists 1,086 positions for VTI that do not appear in our book for DFGR (95.4% of the fund), and 1 for DFGR that do not appear in VTI (0.0%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in DFGRWeight in VTIDifference
WELLWelltower, Inc.8.45%0.23%8.22%
PLDPrologis Inc6.69%0.19%6.50%
EQIXEquinix Inc. Real Estate Investment Trust5.21%0.14%5.07%
AMTAmerican Tower Corporation4.14%0.11%4.03%
SPGSimon Property Group Inc3.49%0.10%3.39%
DLRDigital Realty Trust Inc.3.44%0.09%3.35%
ORealty Income Corp.2.90%0.08%2.82%
PSAPublic Storage2.59%0.08%2.51%
EQRVivmark Residential2.43%0.03%2.40%
VTRVentas  Inc .2.33%0.06%2.27%

74.7% of DFGR is already inside VTI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

DFGRVTI

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Frequently Asked Questions

Which is cheaper, DFGR or VTI?

DFGR has an expense ratio of 0.22% while VTI charges 0.03%. VTI is the cheaper option, by $19 a year on a $10,000 investment.

Which performed better, DFGR or VTI?

Over the past year DFGR returned +6.63% vs +16.78% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), DFGR annualized +6.63% vs +20.30% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, DFGR or VTI?

DFGR has been the more volatile fund at 15.9% annualized versus 12.9% for VTI. Worst drawdown: DFGR -21.3% vs VTI -19.3%.

Should I hold both DFGR and VTI?

DFGR and VTI have a monthly-return correlation of 0.71, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between DFGR and VTI?

74.7% of DFGR's money is in holdings VTI also owns. 2.0% of VTI's is in holdings DFGR also owns. They hold 121 positions in common, counted across the 415 positions we hold weights for in DFGR and 3,463 in VTI.

Which pays a higher dividend, DFGR or VTI?

DFGR yields 3.71% while VTI yields 1.03%, so DFGR currently pays the higher dividend yield.

Is VTI better than DFGR?

VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 41.7%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.