DRMY vs VTI
XFunds Memory Income ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | DRMY | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.01% | 0.03% | |
| AUM | $5M | $666.9B | |
| Dividend Yield | 0.00% | 1.07% | |
| Holdings | 10 | 3,543 | |
| YTD Return | +8.95% | +13.14% | |
| 1Y Return | - | +22.35% | |
| 3Y Return (annualized) | - | +21.83% | |
| 5Y Return (annualized) | - | +12.01% | |
| Volatility (annualized) | - | 15.3% | |
| Max Drawdown | -23.3% | -56.6% | |
| Fund Family | XFunds | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jul 16, 2026 | May 24, 2001 |
DRMY vs VTI Performance
XFunds Memory Income ETF (DRMY) is a ETF from XFunds and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, DRMY is up 8.95% versus a gain of 13.14% for VTI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -23.3% for DRMY and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
DRMY charges 1.01% per year while VTI charges 0.03%. On a $10,000 position that is $101 vs $3 annually, a gap of $98 per year that compounds over a long holding period. On income, DRMY currently yields 0.00% against 1.07% for VTI.
Holdings Overlap
DRMY and VTI share 4 holdings out of 2793 unique holdings combined, representing a 1.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, DRMY or VTI?
DRMY has an expense ratio of 1.01% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $98 per year of difference.
What is the holdings overlap between DRMY and VTI?
DRMY and VTI share 4 common holdings with a 1.5% weight overlap. Combined, they hold 2793 unique securities.
Which pays a higher dividend, DRMY or VTI?
DRMY yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.