DRMY vs SPY
XFunds Memory Income ETF vs State Street SPDR S&P 500 ETF Trust
Which is better, DRMY or SPY?
SPY costs less.
SPY has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DRMY | SPY |
|---|---|---|
| Expense Ratio | 1.01% | 0.09%Best |
| AUM | $8M | $811.2B |
| Dividend Yield | 1.99% | 0.98% |
| Holdings | 39 | 1,515 |
| YTD Return | +18.97%Best | +13.54% |
| 1Y Return | - | +16.25% |
| 3Y Return (annualized) | - | +23.72% |
| 5Y Return (annualized) | - | +13.95% |
| Fund Family | XFunds | State Street Investment Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jul 16, 2026 | Jan 22, 1993 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
DRMY vs SPY growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
DRMY vs SPY Performance
XFunds Memory Income ETF (DRMY) is an ETF from XFunds and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Year to date, DRMY is up 18.97% versus a gain of 13.54% for SPY.
Past performance does not guarantee future results.
Fees and Cost Over Time
DRMY charges 1.01% per year while SPY charges 0.09%. On a $10,000 position that is $101 vs $9 annually, a gap of $92 per year that compounds over a long holding period. On income, DRMY currently yields 1.99% against 0.98% for SPY.
Holdings Overlap
At least 2.4% of SPY's money is in holdings DRMY also owns.
Stated as a floor: for DRMY, our book for it covers 77.6% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
SPY and DRMY share little of their money.
4 positions in common, counted across the 10 positions we hold weights for in DRMY and 504 in SPY, against full books of 39 and 1,515.
You are not choosing between two funds in isolation.
Whichever of DRMY and SPY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, DRMY or SPY?
DRMY has an expense ratio of 1.01% while SPY charges 0.09%. SPY is the cheaper option, by $92 a year on a $10,000 investment.
What is the holdings overlap between DRMY and SPY?
At least 2.4% of SPY's money is in holdings DRMY also owns. Our book for DRMY is partial, so the real figure is this or higher. They hold 4 positions in common, counted across the 10 positions we hold weights for in DRMY and 504 in SPY.
Which pays a higher dividend, DRMY or SPY?
DRMY yields 1.99% while SPY yields 0.98%, so DRMY currently pays the higher dividend yield.
Is SPY better than DRMY?
SPY has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.