DSMC vs VTI
Distillate Small/Mid Cash Flow ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. DSMC delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | DSMC | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.55% | 0.03% | |
| AUM | $143M | $666.9B | |
| Dividend Yield | 1.09% | 1.07% | |
| Holdings | 152 | 3,543 | |
| YTD Return | +23.19% | +12.65% | |
| 1Y Return | +26.31% | +21.39% | |
| 3Y Return (annualized) | +13.66% | +21.54% | |
| 5Y Return (annualized) | - | +12.11% | |
| Volatility (annualized) | 17.0% | 15.3% | |
| Max Drawdown | -28.6% | -56.6% | |
| Fund Family | Distillate Capital Etfs | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Oct 5, 2022 | May 24, 2001 |
DSMC vs VTI Performance
Distillate Small/Mid Cash Flow ETF (DSMC) is a ETF from Distillate Capital Etfs and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year DSMC returned +26.31% while VTI returned +21.39%. Year to date, DSMC is up 23.19% versus a gain of 12.65% for VTI.
Over three years, DSMC compounded at +13.66% per year against +21.54% for VTI. Across the full 3-year window we track, DSMC has the edge at +12.47% annualized vs +8.07%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
DSMC has been the more volatile fund, with annualized monthly volatility of 17.0% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -28.6% for DSMC and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.67. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
DSMC charges 0.55% per year while VTI charges 0.03%. On a $10,000 position that is $55 vs $3 annually, a gap of $52 per year that compounds over a long holding period. On income, DSMC currently yields 1.09% against 1.07% for VTI.
Holdings Overlap
DSMC and VTI share 102 holdings out of 2836 unique holdings combined, representing a 0.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, DSMC or VTI?
DSMC has an expense ratio of 0.55% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $52 per year of difference.
Which performed better, DSMC or VTI?
Over the past year DSMC returned +26.31% vs +21.39% for VTI, so DSMC leads on 1-year performance. Over the longest common window we track (3 years), DSMC annualized +12.47% vs +8.07% for VTI. Past performance does not guarantee future results.
Which is riskier, DSMC or VTI?
DSMC has been the more volatile fund at 17.0% annualized versus 15.3% for VTI. Worst drawdown: DSMC -28.6% vs VTI -56.6%.
Should I hold both DSMC and VTI?
DSMC and VTI have a monthly-return correlation of 0.67, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between DSMC and VTI?
DSMC and VTI share 102 common holdings with a 0.2% weight overlap. Combined, they hold 2836 unique securities.
Which pays a higher dividend, DSMC or VTI?
DSMC yields 1.09% while VTI yields 1.07%, so DSMC currently pays the higher dividend yield.
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