DSMC vs VTI
Distillate Small/Mid Cash Flow ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, DSMC or VTI?
Small Cap Value against Large Cap Blend.
VTI has a lower expense ratio. DSMC led over 1Y, VTI over 3Y and the full window. DSMC is less concentrated, with 11.8% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DSMC | VTI |
|---|---|---|
| Expense Ratio | 0.55% | 0.03%Best |
| AUM | $178M | $666.9B |
| Dividend Yield | 1.05% | 1.03% |
| Holdings | 152 | 3,543 |
| YTD Return | +20.32%Best | +12.30% |
| 1Y Return | +18.09%Best | +16.08% |
| 3Y Return (annualized) | +13.04% | +21.01%Best |
| 5Y Return (annualized) | - | +12.36% |
| Volatility (annualized) | 17.0% | 13.2%Best |
| Max Drawdown | -28.6% | -19.3%Best |
| $10,000 over 3.1 years | $13,932 | $17,562Best |
| Top 10 Weight | 11.8%Best | 33.3% |
| Fund Family | Distillate Capital Etfs | Vanguard (US) |
| Category | Equity | Equity |
| Style | Small Cap Value | Large Cap Blend |
| Inception | Oct 5, 2022 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 3.1 years row, are measured over the window both funds cover: Aug 9, 2023 to Sep 18, 2026 (3.1 years).
DSMC vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.1 years both funds cover.
DSMC vs VTI Performance
Distillate Small/Mid Cash Flow ETF (DSMC) is an ETF from Distillate Capital Etfs and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year DSMC returned +18.09% while VTI returned +16.08%. Year to date, DSMC is up 20.32% versus a gain of 12.30% for VTI.
Over three years, DSMC compounded at +13.04% per year against +21.01% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
DSMC has been the more volatile fund, with annualized monthly volatility of 17.0% compared with 13.2% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -28.6% for DSMC and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.68. They move together some of the time, and apart the rest.
Fees and Cost Over Time
DSMC charges 0.55% per year while VTI charges 0.03%. On a $10,000 position that is $55 vs $3 annually, a gap of $52 per year that compounds over a long holding period. On income, DSMC currently yields 1.05% against 1.03% for VTI.
Holdings Overlap
94.1% of DSMC's money is in holdings VTI also owns. 0.7% of VTI's money is in holdings DSMC also owns.
Most of DSMC is already inside VTI. Owning both mostly buys the same companies twice.
142 positions in common, counted across the 151 positions we hold weights for in DSMC and 3,463 in VTI, against full books of 152 and 3,543.
What only one of them owns
Our book lists 1,088 positions for VTI that do not appear in our book for DSMC (96.7% of the fund), and 6 for DSMC that do not appear in VTI (4.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in DSMC | Weight in VTI | Difference |
|---|---|---|---|
| DINOHF Sinclair Corp | 1.46% | 0.02% | 1.44% |
| VSNTVersant Media Group Inc-Wi | 1.29% | 0.01% | 1.28% |
| IVZInvesco Plc | 1.23% | 0.02% | 1.21% |
| CDWCDW Corporation | 1.22% | 0.03% | 1.19% |
| ITGartner Inc. | 1.18% | 0.01% | 1.17% |
| APAApa Corp | 1.14% | 0.02% | 1.12% |
| DXCDxc Technology Co. | 1.12% | 0.00% | 1.12% |
| ANFAbercrombie & Fitch Co. Class A | 1.11% | 0.01% | 1.10% |
| GDDYGodaddy Inc. Class A | 1.04% | 0.02% | 1.02% |
| TOLToll Bros Inc | 0.97% | 0.02% | 0.95% |
94.1% of DSMC is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, DSMC or VTI?
DSMC has an expense ratio of 0.55% while VTI charges 0.03%. VTI is the cheaper option, by $52 a year on a $10,000 investment.
Which performed better, DSMC or VTI?
Over the past year DSMC returned +18.09% vs +16.08% for VTI, so DSMC leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, DSMC or VTI?
DSMC has been the more volatile fund at 17.0% annualized versus 13.2% for VTI. Worst drawdown: DSMC -28.6% vs VTI -19.3%.
Should I hold both DSMC and VTI?
DSMC and VTI have a monthly-return correlation of 0.68, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between DSMC and VTI?
94.1% of DSMC's money is in holdings VTI also owns. 0.7% of VTI's is in holdings DSMC also owns. They hold 142 positions in common, counted across the 151 positions we hold weights for in DSMC and 3,463 in VTI.
Which pays a higher dividend, DSMC or VTI?
DSMC yields 1.05% while VTI yields 1.03%, so DSMC currently pays the higher dividend yield.
Is VTI better than DSMC?
VTI has a lower expense ratio. DSMC led over 1Y, VTI over 3Y and the full window. DSMC is less concentrated, with 11.8% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.