DUBS vs SCHD
Aptus Large Cap Enhanced Yield ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | DUBS | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.41% | 0.06% | |
| AUM | $392M | $103.7B | |
| Dividend Yield | 2.00% | 3.31% | |
| Holdings | 7 | 104 | |
| YTD Return | +14.83% | +24.26% | |
| 1Y Return | +25.88% | +31.38% | |
| 3Y Return (annualized) | +21.01% | +15.08% | |
| 5Y Return (annualized) | - | +9.72% | |
| Volatility (annualized) | 12.2% | 13.6% | |
| Max Drawdown | -18.5% | -33.4% | |
| Fund Family | Aptus ETFs | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jun 14, 2023 | Oct 20, 2011 |
DUBS vs SCHD Performance
Aptus Large Cap Enhanced Yield ETF (DUBS) is a ETF from Aptus ETFs and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year DUBS returned +25.88% while SCHD returned +31.38%. Year to date, DUBS is up 14.83% versus a gain of 24.26% for SCHD.
Over three years, DUBS compounded at +21.01% per year against +15.08% for SCHD. Across the full 3-year window we track, DUBS has the edge at +21.09% annualized vs +11.39%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 12.2% for DUBS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.5% for DUBS and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.52. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
DUBS charges 0.41% per year while SCHD charges 0.06%. On a $10,000 position that is $41 vs $6 annually, a gap of $35 per year that compounds over a long holding period. On income, DUBS currently yields 2.00% against 3.31% for SCHD.
Holdings Overlap
DUBS and SCHD share 0 holdings out of 103 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, DUBS or SCHD?
DUBS has an expense ratio of 0.41% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $35 per year of difference.
Which performed better, DUBS or SCHD?
Over the past year DUBS returned +25.88% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (3 years), DUBS annualized +21.09% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, DUBS or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 12.2% for DUBS. Worst drawdown: DUBS -18.5% vs SCHD -33.4%.
Should I hold both DUBS and SCHD?
DUBS and SCHD have a monthly-return correlation of 0.52, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between DUBS and SCHD?
DUBS and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 103 unique securities.
Which pays a higher dividend, DUBS or SCHD?
DUBS yields 2.00% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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