DUBS vs SPY

Quick Verdict

SPY has a lower expense ratio. DUBS delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: DUBSMore Diversified: SPY

Side-by-Side Comparison

MetricDUBSSPYWinner
Expense Ratio0.41%0.09%
AUM$392M$789.1B
Dividend Yield2.00%1.01%
Holdings7505
YTD Return+15.67%+14.47%
1Y Return+24.15%+21.96%
3Y Return (annualized)+21.44%+21.70%
5Y Return (annualized)-+13.30%
Volatility (annualized)12.2%15.3%
Max Drawdown-18.5%-56.5%
Fund FamilyAptus ETFsState Street Investment Management
CategoryEquityEquity
InceptionJun 14, 2023Jan 22, 1993

DUBS vs SPY Performance

Aptus Large Cap Enhanced Yield ETF (DUBS) is a ETF from Aptus ETFs and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year DUBS returned +24.15% while SPY returned +21.96%. Year to date, DUBS is up 15.67% versus a gain of 14.47% for SPY.

Over three years, DUBS compounded at +21.44% per year against +21.70% for SPY. Across the full 3-year window we track, DUBS has the edge at +21.25% annualized vs +8.87%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 12.2% for DUBS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -18.5% for DUBS and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.99. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

DUBS charges 0.41% per year while SPY charges 0.09%. On a $10,000 position that is $41 vs $9 annually, a gap of $32 per year that compounds over a long holding period. On income, DUBS currently yields 2.00% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

DUBS and SPY share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, DUBS or SPY?

DUBS has an expense ratio of 0.41% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $32 per year of difference.

Which performed better, DUBS or SPY?

Over the past year DUBS returned +24.15% vs +21.96% for SPY, so DUBS leads on 1-year performance. Over the longest common window we track (3 years), DUBS annualized +21.25% vs +8.87% for SPY. Past performance does not guarantee future results.

Which is riskier, DUBS or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 12.2% for DUBS. Worst drawdown: DUBS -18.5% vs SPY -56.5%.

Should I hold both DUBS and SPY?

DUBS and SPY have a monthly-return correlation of 0.99, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between DUBS and SPY?

DUBS and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.

Which pays a higher dividend, DUBS or SPY?

DUBS yields 2.00% while SPY yields 1.01%, so DUBS currently pays the higher dividend yield.

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