DUST vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricDUSTSCHDWinner
Expense Ratio0.94%0.06%
AUM$71M$103.7B
Dividend Yield4.36%3.31%
Holdings7104
YTD Return-44.45%+25.58%
1Y Return-78.16%+31.06%
3Y Return (annualized)-67.11%+15.55%
5Y Return (annualized)-53.20%+9.61%
Volatility (annualized)90.0%13.6%
Max Drawdown-100.0%-33.4%
Fund FamilyDirexion Shares ETF TrustCharles Schwab Asset Management
CategoryAlternativeEquity
InceptionDec 8, 2010Oct 20, 2011

DUST vs SCHD Performance

Direxion Daily Gold Miners Index Bear 2X ETF (DUST) is a ETF from Direxion Shares ETF Trust and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year DUST returned -78.16% while SCHD returned +31.06%. Year to date, DUST is down 44.45% versus a gain of 25.58% for SCHD.

Over three years, DUST compounded at -67.11% per year against +15.55% for SCHD; over five years the annualized figures are -53.20% and +9.61% respectively. Across the full 15-year window we track, SCHD has the edge at +11.46% annualized vs -50.18%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

DUST has been the more volatile fund, with annualized monthly volatility of 90.0% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -100.0% for DUST and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.12. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

DUST charges 0.94% per year while SCHD charges 0.06%. On a $10,000 position that is $94 vs $6 annually, a gap of $88 per year that compounds over a long holding period. On income, DUST currently yields 4.36% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

DUST and SCHD share 0 holdings out of 102 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, DUST or SCHD?

DUST has an expense ratio of 0.94% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $88 per year of difference.

Which performed better, DUST or SCHD?

Over the past year DUST returned -78.16% vs +31.06% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), DUST annualized -50.18% vs +11.46% for SCHD. Past performance does not guarantee future results.

Which is riskier, DUST or SCHD?

DUST has been the more volatile fund at 90.0% annualized versus 13.6% for SCHD. Worst drawdown: DUST -100.0% vs SCHD -33.4%.

Should I hold both DUST and SCHD?

DUST and SCHD have a monthly-return correlation of -0.12, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between DUST and SCHD?

DUST and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 102 unique securities.

Which pays a higher dividend, DUST or SCHD?

DUST yields 4.36% while SCHD yields 3.31%, so DUST currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.