EAOA vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricEAOASPYWinner
Expense Ratio0.18%0.09%
AUM$38M$821.1B
Dividend Yield2.00%1.01%
Holdings7505
YTD Return+10.47%+14.24%
1Y Return+17.03%+21.71%
3Y Return (annualized)+16.33%+22.10%
5Y Return (annualized)+8.06%+13.21%
Volatility (annualized)12.9%15.3%
Max Drawdown-25.1%-56.5%
Fund FamilyiShares by BlackRock (US)State Street Investment Management
CategoryAllocation/BalancedEquity
InceptionJun 12, 2020Jan 22, 1993

EAOA vs SPY Performance

iShares ESG Aware 80/20 Aggressive Allocation ETF (EAOA) is a ETF from iShares by BlackRock (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year EAOA returned +17.03% while SPY returned +21.71%. Year to date, EAOA is up 10.47% versus a gain of 14.24% for SPY.

Over three years, EAOA compounded at +16.33% per year against +22.10% for SPY; over five years the annualized figures are +8.06% and +13.21% respectively. Across the full 6-year window we track, EAOA has the edge at +11.72% annualized vs +8.86%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 12.9% for EAOA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -25.1% for EAOA and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.97. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

EAOA charges 0.18% per year while SPY charges 0.09%. On a $10,000 position that is $18 vs $9 annually, a gap of $9 per year that compounds over a long holding period. On income, EAOA currently yields 2.00% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

EAOA and SPY share 0 holdings out of 510 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, EAOA or SPY?

EAOA has an expense ratio of 0.18% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $9 per year of difference.

Which performed better, EAOA or SPY?

Over the past year EAOA returned +17.03% vs +21.71% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (6 years), EAOA annualized +11.72% vs +8.86% for SPY. Past performance does not guarantee future results.

Which is riskier, EAOA or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 12.9% for EAOA. Worst drawdown: EAOA -25.1% vs SPY -56.5%.

Should I hold both EAOA and SPY?

EAOA and SPY have a monthly-return correlation of 0.97, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between EAOA and SPY?

EAOA and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 510 unique securities.

Which pays a higher dividend, EAOA or SPY?

EAOA yields 2.00% while SPY yields 1.01%, so EAOA currently pays the higher dividend yield.

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