EAOA vs VTI

EAOA vs VTI
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Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricEAOAVTIWinner
Expense Ratio0.18%0.03%
AUM$38M$666.9B
Dividend Yield2.00%1.07%
Holdings73,543
YTD Return+10.47%+14.82%
1Y Return+17.03%+22.43%
3Y Return (annualized)+16.33%+21.93%
5Y Return (annualized)+8.06%+12.34%
Volatility (annualized)12.9%15.4%
Max Drawdown-25.1%-56.6%
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryAllocation/BalancedEquity
InceptionJun 12, 2020May 24, 2001

EAOA vs VTI Performance

iShares ESG Aware 80/20 Aggressive Allocation ETF (EAOA) is a ETF from iShares by BlackRock (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year EAOA returned +17.03% while VTI returned +22.43%. Year to date, EAOA is up 10.47% versus a gain of 14.82% for VTI.

Over three years, EAOA compounded at +16.33% per year against +21.93% for VTI; over five years the annualized figures are +8.06% and +12.34% respectively. Across the full 6-year window we track, EAOA has the edge at +11.72% annualized vs +8.16%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 12.9% for EAOA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -25.1% for EAOA and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.97. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

EAOA charges 0.18% per year while VTI charges 0.03%. On a $10,000 position that is $18 vs $3 annually, a gap of $15 per year that compounds over a long holding period. On income, EAOA currently yields 2.00% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

EAOA and VTI share 0 holdings out of 2793 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, EAOA or VTI?

EAOA has an expense ratio of 0.18% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $15 per year of difference.

Which performed better, EAOA or VTI?

Over the past year EAOA returned +17.03% vs +22.43% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (6 years), EAOA annualized +11.72% vs +8.16% for VTI. Past performance does not guarantee future results.

Which is riskier, EAOA or VTI?

VTI has been the more volatile fund at 15.4% annualized versus 12.9% for EAOA. Worst drawdown: EAOA -25.1% vs VTI -56.6%.

Should I hold both EAOA and VTI?

EAOA and VTI have a monthly-return correlation of 0.97, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between EAOA and VTI?

EAOA and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2793 unique securities.

Which pays a higher dividend, EAOA or VTI?

EAOA yields 2.00% while VTI yields 1.07%, so EAOA currently pays the higher dividend yield.

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