EBUF vs QQQ

EBUF vs QQQ

Which is better, EBUF or QQQ?

Multi Alternative against Large Cap Growth.

QQQ has a lower expense ratio. QQQ led over 1Y and the full window.

Lower Fees: QQQHigher Returns: QQQ

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricEBUFQQQ
Expense Ratio0.89%0.18%Best
AUM$41M$483.5B
Dividend Yield0.00%0.44%
Holdings12107
YTD Return+10.31%+17.95%Best
1Y Return+13.73%+21.77%Best
3Y Return (annualized)-+25.63%
5Y Return (annualized)-+15.24%
Volatility (annualized)4.7%Best17.8%
Max Drawdown-6.5%Best-22.8%
$10,000 over 2.2 years$12,723$15,086Best
Fund FamilyInnovator ETFs TrustInvesco (US)
CategoryAlternativeEquity
StyleMulti AlternativeLarge Cap Growth
InceptionJul 1, 2024Mar 10, 1999

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 2.2 years row, are measured over the window both funds cover: Jul 1, 2024 to Sep 18, 2026 (2.2 years).

EBUF vs QQQ growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.2 years both funds cover.

EBUF vs QQQ Performance

Innovator Emerging Markets 10 Buffer ETF - Quarterly (EBUF) is an ETF from Innovator ETFs Trust and Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US). Over the past year EBUF returned +13.73% while QQQ returned +21.77%. Year to date, EBUF is up 10.31% versus a gain of 17.95% for QQQ.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 17.8% compared with 4.7% for EBUF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -6.5% for EBUF and -22.8% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.66. They move together some of the time, and apart the rest.

Fees and Cost Over Time

EBUF charges 0.89% per year while QQQ charges 0.18%. On a $10,000 position that is $89 vs $18 annually, a gap of $71 per year that compounds over a long holding period. On income, EBUF currently yields 0.00% against 0.44% for QQQ.

You are not choosing between two funds in isolation.

Whichever of EBUF and QQQ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

EBUFQQQ

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, EBUF or QQQ?

EBUF has an expense ratio of 0.89% while QQQ charges 0.18%. QQQ is the cheaper option, by $71 a year on a $10,000 investment.

Which performed better, EBUF or QQQ?

Over the past year EBUF returned +13.73% vs +21.77% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (2 years), EBUF annualized +11.57% vs +20.55% for QQQ. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, EBUF or QQQ?

QQQ has been the more volatile fund at 17.8% annualized versus 4.7% for EBUF. Worst drawdown: EBUF -6.5% vs QQQ -22.8%.

Should I hold both EBUF and QQQ?

EBUF and QQQ have a monthly-return correlation of 0.66, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, EBUF or QQQ?

EBUF yields 0.00% while QQQ yields 0.44%, so QQQ currently pays the higher dividend yield.

Is QQQ better than EBUF?

QQQ has a lower expense ratio. QQQ led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.