EBUF vs VYM
Innovator Emerging Markets 10 Buffer ETF - Quarterly vs Vanguard High Dividend Yield ETF
Which is better, EBUF or VYM?
Multi Alternative against Large Cap Value.
VYM has a lower expense ratio. VYM led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | EBUF | VYM |
|---|---|---|
| Expense Ratio | 0.89% | 0.04%Best |
| AUM | $41M | $81.6B |
| Dividend Yield | 0.00% | 2.22% |
| Holdings | 12 | 613 |
| YTD Return | +11.54%Best | +11.47% |
| 1Y Return | +14.84% | +15.94%Best |
| 3Y Return (annualized) | - | +18.03% |
| 5Y Return (annualized) | - | +12.35% |
| Volatility (annualized) | 4.6%Best | 10.3% |
| Max Drawdown | -6.5%Best | -14.5% |
| $10,000 over 2.2 years | $12,852 | $14,142Best |
| Fund Family | Innovator ETFs Trust | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Value |
| Inception | Jul 1, 2024 | Nov 10, 2006 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.2 years row, are measured over the window both funds cover: Jul 1, 2024 to Sep 21, 2026 (2.2 years).
EBUF vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.2 years both funds cover.
EBUF vs VYM Performance
Innovator Emerging Markets 10 Buffer ETF - Quarterly (EBUF) is an ETF from Innovator ETFs Trust and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year EBUF returned +14.84% while VYM returned +15.94%. Year to date, EBUF is up 11.54% versus a gain of 11.47% for VYM.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 10.3% compared with 4.6% for EBUF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -6.5% for EBUF and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.28. They move largely independently of each other.
Fees and Cost Over Time
EBUF charges 0.89% per year while VYM charges 0.04%. On a $10,000 position that is $89 vs $4 annually, a gap of $85 per year that compounds over a long holding period. On income, EBUF currently yields 0.00% against 2.22% for VYM.
You are not choosing between two funds in isolation.
Whichever of EBUF and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, EBUF or VYM?
EBUF has an expense ratio of 0.89% while VYM charges 0.04%. VYM is the cheaper option, by $85 a year on a $10,000 investment.
Which performed better, EBUF or VYM?
Over the past year EBUF returned +14.84% vs +15.94% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (2 years), EBUF annualized +12.08% vs +17.06% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, EBUF or VYM?
VYM has been the more volatile fund at 10.3% annualized versus 4.6% for EBUF. Worst drawdown: EBUF -6.5% vs VYM -14.5%.
Should I hold both EBUF and VYM?
EBUF and VYM have a monthly-return correlation of 0.28, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, EBUF or VYM?
EBUF yields 0.00% while VYM yields 2.22%, so VYM currently pays the higher dividend yield.
Is VYM better than EBUF?
VYM has a lower expense ratio. VYM led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.