ECH vs SCHD
iShares MSCI Chile ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | ECH | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.59% | 0.06% | |
| AUM | $1.0B | $108.7B | |
| Dividend Yield | 1.97% | 3.13% | |
| Holdings | 30 | 104 | |
| YTD Return | -0.12% | +26.54% | |
| 1Y Return | +25.39% | +30.90% | |
| 3Y Return (annualized) | +13.92% | +16.29% | |
| 5Y Return (annualized) | +12.68% | +9.65% | |
| Volatility (annualized) | 25.0% | 13.6% | |
| Max Drawdown | -74.2% | -33.4% | |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Nov 12, 2007 | Oct 20, 2011 |
ECH vs SCHD Performance
iShares MSCI Chile ETF (ECH) is a ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year ECH returned +25.39% while SCHD returned +30.90%. Year to date, ECH is down 0.12% versus a gain of 26.54% for SCHD.
Over three years, ECH compounded at +13.92% per year against +16.29% for SCHD; over five years the annualized figures are +12.68% and +9.65% respectively. Across the full 15-year window we track, SCHD has the edge at +11.51% annualized vs +1.22%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ECH has been the more volatile fund, with annualized monthly volatility of 25.0% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -74.2% for ECH and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.50. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
ECH charges 0.59% per year while SCHD charges 0.06%. On a $10,000 position that is $59 vs $6 annually, a gap of $53 per year that compounds over a long holding period. On income, ECH currently yields 1.97% against 3.13% for SCHD.
Holdings Overlap
ECH and SCHD share 0 holdings out of 126 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, ECH or SCHD?
ECH has an expense ratio of 0.59% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $53 per year of difference.
Which performed better, ECH or SCHD?
Over the past year ECH returned +25.39% vs +30.90% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), ECH annualized +1.22% vs +11.51% for SCHD. Past performance does not guarantee future results.
Which is riskier, ECH or SCHD?
ECH has been the more volatile fund at 25.0% annualized versus 13.6% for SCHD. Worst drawdown: ECH -74.2% vs SCHD -33.4%.
Should I hold both ECH and SCHD?
ECH and SCHD have a monthly-return correlation of 0.50, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between ECH and SCHD?
ECH and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 126 unique securities.
Which pays a higher dividend, ECH or SCHD?
ECH yields 1.97% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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