ECH vs VTI

ECH vs VTI
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Quick Verdict

VTI has a lower expense ratio. ECH delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: ECHMore Diversified: VTI

Side-by-Side Comparison

MetricECHVTIWinner
Expense Ratio0.59%0.03%
AUM$1.0B$666.9B
Dividend Yield1.97%1.07%
Holdings303,543
YTD Return+0.37%+14.31%
1Y Return+24.93%+22.11%
3Y Return (annualized)+15.01%+22.37%
5Y Return (annualized)+12.94%+12.40%
Volatility (annualized)25.0%15.3%
Max Drawdown-74.2%-56.6%
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryEquityEquity
InceptionNov 12, 2007May 24, 2001

ECH vs VTI Performance

iShares MSCI Chile ETF (ECH) is a ETF from iShares by BlackRock (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year ECH returned +24.93% while VTI returned +22.11%. Year to date, ECH is up 0.37% versus a gain of 14.31% for VTI.

Over three years, ECH compounded at +15.01% per year against +22.37% for VTI; over five years the annualized figures are +12.94% and +12.40% respectively. Across the full 19-year window we track, VTI has the edge at +8.14% annualized vs +1.24%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

ECH has been the more volatile fund, with annualized monthly volatility of 25.0% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -74.2% for ECH and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.50. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

ECH charges 0.59% per year while VTI charges 0.03%. On a $10,000 position that is $59 vs $3 annually, a gap of $56 per year that compounds over a long holding period. On income, ECH currently yields 1.97% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

ECH and VTI share 0 holdings out of 2813 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, ECH or VTI?

ECH has an expense ratio of 0.59% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $56 per year of difference.

Which performed better, ECH or VTI?

Over the past year ECH returned +24.93% vs +22.11% for VTI, so ECH leads on 1-year performance. Over the longest common window we track (19 years), ECH annualized +1.24% vs +8.14% for VTI. Past performance does not guarantee future results.

Which is riskier, ECH or VTI?

ECH has been the more volatile fund at 25.0% annualized versus 15.3% for VTI. Worst drawdown: ECH -74.2% vs VTI -56.6%.

Should I hold both ECH and VTI?

ECH and VTI have a monthly-return correlation of 0.50, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between ECH and VTI?

ECH and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2813 unique securities.

Which pays a higher dividend, ECH or VTI?

ECH yields 1.97% while VTI yields 1.07%, so ECH currently pays the higher dividend yield.

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