ECH vs SPY

ECH vs SPY
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Quick Verdict

SPY has a lower expense ratio. ECH delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: ECHMore Diversified: SPY

Side-by-Side Comparison

MetricECHSPYWinner
Expense Ratio0.59%0.09%
AUM$1.0B$821.1B
Dividend Yield1.97%1.01%
Holdings30505
YTD Return-0.12%+14.24%
1Y Return+25.39%+21.71%
3Y Return (annualized)+13.92%+22.10%
5Y Return (annualized)+12.68%+13.21%
Volatility (annualized)25.0%15.3%
Max Drawdown-74.2%-56.5%
Fund FamilyiShares by BlackRock (US)State Street Investment Management
CategoryEquityEquity
InceptionNov 12, 2007Jan 22, 1993

ECH vs SPY Performance

iShares MSCI Chile ETF (ECH) is a ETF from iShares by BlackRock (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year ECH returned +25.39% while SPY returned +21.71%. Year to date, ECH is down 0.12% versus a gain of 14.24% for SPY.

Over three years, ECH compounded at +13.92% per year against +22.10% for SPY; over five years the annualized figures are +12.68% and +13.21% respectively. Across the full 19-year window we track, SPY has the edge at +8.86% annualized vs +1.22%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

ECH has been the more volatile fund, with annualized monthly volatility of 25.0% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -74.2% for ECH and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.50. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

ECH charges 0.59% per year while SPY charges 0.09%. On a $10,000 position that is $59 vs $9 annually, a gap of $50 per year that compounds over a long holding period. On income, ECH currently yields 1.97% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

ECH and SPY share 0 holdings out of 530 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, ECH or SPY?

ECH has an expense ratio of 0.59% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $50 per year of difference.

Which performed better, ECH or SPY?

Over the past year ECH returned +25.39% vs +21.71% for SPY, so ECH leads on 1-year performance. Over the longest common window we track (19 years), ECH annualized +1.22% vs +8.86% for SPY. Past performance does not guarantee future results.

Which is riskier, ECH or SPY?

ECH has been the more volatile fund at 25.0% annualized versus 15.3% for SPY. Worst drawdown: ECH -74.2% vs SPY -56.5%.

Should I hold both ECH and SPY?

ECH and SPY have a monthly-return correlation of 0.50, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between ECH and SPY?

ECH and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 530 unique securities.

Which pays a higher dividend, ECH or SPY?

ECH yields 1.97% while SPY yields 1.01%, so ECH currently pays the higher dividend yield.

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