EEMX vs SCHD
State Street SPDR MSCI Emerging Markets Fossil Fuel Reserves Free ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. EEMX delivered stronger 1-year returns. EEMX offers more diversification with 1,070 holdings.
Side-by-Side Comparison
| Metric | EEMX | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.30% | 0.06% | |
| AUM | $184M | $108.7B | |
| Dividend Yield | 1.86% | 3.13% | |
| Holdings | 1,070 | 104 | |
| YTD Return | +18.47% | +26.50% | |
| 1Y Return | +34.54% | +31.25% | |
| 3Y Return (annualized) | +23.36% | +16.34% | |
| 5Y Return (annualized) | +8.75% | +10.10% | |
| Volatility (annualized) | 17.4% | 13.6% | |
| Max Drawdown | -39.9% | -33.4% | |
| Fund Family | SPDR State Street Global Advisors | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Oct 24, 2016 | Oct 20, 2011 |
EEMX vs SCHD Performance
State Street SPDR MSCI Emerging Markets Fossil Fuel Reserves Free ETF (EEMX) is a ETF from SPDR State Street Global Advisors and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year EEMX returned +34.54% while SCHD returned +31.25%. Year to date, EEMX is up 18.47% versus a gain of 26.50% for SCHD.
Over three years, EEMX compounded at +23.36% per year against +16.34% for SCHD; over five years the annualized figures are +8.75% and +10.10% respectively. Across the full 10-year window we track, SCHD has the edge at +11.50% annualized vs +7.64%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EEMX has been the more volatile fund, with annualized monthly volatility of 17.4% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -39.9% for EEMX and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.58. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
EEMX charges 0.30% per year while SCHD charges 0.06%. On a $10,000 position that is $30 vs $6 annually, a gap of $24 per year that compounds over a long holding period. On income, EEMX currently yields 1.86% against 3.13% for SCHD.
Holdings Overlap
EEMX and SCHD share 2 holdings out of 1111 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, EEMX or SCHD?
EEMX has an expense ratio of 0.30% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $24 per year of difference.
Which performed better, EEMX or SCHD?
Over the past year EEMX returned +34.54% vs +31.25% for SCHD, so EEMX leads on 1-year performance. Over the longest common window we track (10 years), EEMX annualized +7.64% vs +11.50% for SCHD. Past performance does not guarantee future results.
Which is riskier, EEMX or SCHD?
EEMX has been the more volatile fund at 17.4% annualized versus 13.6% for SCHD. Worst drawdown: EEMX -39.9% vs SCHD -33.4%.
Should I hold both EEMX and SCHD?
EEMX and SCHD have a monthly-return correlation of 0.58, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between EEMX and SCHD?
EEMX and SCHD share 2 common holdings with a 0.1% weight overlap. Combined, they hold 1111 unique securities.
Which pays a higher dividend, EEMX or SCHD?
EEMX yields 1.86% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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