EEMX vs SCHD

EEMX vs SCHD

Which is better, EEMX or SCHD?

Large Cap Blend against Large Cap Value.

SCHD has a lower expense ratio. EEMX led over 1Y and 3Y, SCHD over 5Y and the full window.

Lower Fees: SCHDHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricEEMXSCHD
Expense Ratio0.30%0.06%Best
AUM$187M$112.2B
Dividend Yield1.86%3.13%
Holdings1,070103
YTD Return+24.65%+26.13%Best
1Y Return+39.80%Best+30.01%
3Y Return (annualized)+24.73%Best+16.09%
5Y Return (annualized)+8.92%+9.95%Best
Volatility (annualized)17.4%15.3%Best
Max Drawdown-39.9%-33.4%Best
$10,000 over 5 years$15,330$16,069Best
Fund FamilySPDR State Street Global AdvisorsCharles Schwab Asset Management
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Value
InceptionOct 24, 2016Oct 20, 2011

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Oct 25, 2016 to Sep 8, 2026 (9.9 years).

EEMX vs SCHD growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 9.9 years both funds cover.

EEMX vs SCHD Performance

State Street SPDR MSCI Emerging Markets Fossil Fuel Reserves Free ETF (EEMX) is an ETF from SPDR State Street Global Advisors and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year EEMX returned +39.80% while SCHD returned +30.01%. Year to date, EEMX is up 24.65% versus a gain of 26.13% for SCHD.

Over three years, EEMX compounded at +24.73% per year against +16.09% for SCHD; over five years the annualized figures are +8.92% and +9.95% respectively. Across the full 10-year window we track, SCHD has the edge at +11.80% annualized vs +8.15%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

EEMX has been the more volatile fund, with annualized monthly volatility of 17.4% compared with 15.3% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -39.9% for EEMX and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.58. They move together some of the time, and apart the rest.

Fees and Cost Over Time

EEMX charges 0.30% per year while SCHD charges 0.06%. On a $10,000 position that is $30 vs $6 annually, a gap of $24 per year that compounds over a long holding period. On income, EEMX currently yields 1.86% against 3.13% for SCHD.

Holdings Overlap

SCHD already in EEMX0.1%

At least 0.1% of SCHD's money is in holdings EEMX also owns.

Stated as a floor: for EEMX, our book for it covers 91.7% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

We cannot see either book well enough to say how much of this pair is duplicated.

The two holdings books were reported 129 days apart, EEMX as of Mar 31, 2026 and SCHD as of Aug 7, 2026, so some of the difference between them is the time between the two reports rather than the funds.

2 positions in common, counted across the 1,013 positions we hold weights for in EEMX and 100 in SCHD, against full books of 1,070 and 103.

Top Shared Holdings

StockWeight in EEMXWeight in SCHDDifference
GVMXXState Street Institutional US Government Money Market Fund0.07%0.05%0.02%
CPFCentral Pacific Financial Corp0.03%0.03%0.00%

You are not choosing between two funds in isolation.

Whichever of EEMX and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

EEMXSCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, EEMX or SCHD?

EEMX has an expense ratio of 0.30% while SCHD charges 0.06%. SCHD is the cheaper option, by $24 a year on a $10,000 investment.

Which performed better, EEMX or SCHD?

Over the past year EEMX returned +39.80% vs +30.01% for SCHD, so EEMX leads on 1-year performance. Over the longest common window we track (10 years), EEMX annualized +8.15% vs +11.80% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, EEMX or SCHD?

EEMX has been the more volatile fund at 17.4% annualized versus 15.3% for SCHD. Worst drawdown: EEMX -39.9% vs SCHD -33.4%.

Should I hold both EEMX and SCHD?

EEMX and SCHD have a monthly-return correlation of 0.58, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, EEMX or SCHD?

EEMX yields 1.86% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.

Is SCHD better than EEMX?

SCHD has a lower expense ratio. EEMX led over 1Y and 3Y, SCHD over 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.