EFG vs IVV

EFG vs IVV

Which is better, EFG or IVV?

Large Cap Growth against Large Cap Blend.

IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. EFG is less concentrated, with 21.0% of the fund in its ten largest positions against 37.9%.

Lower Fees: IVVHigher Returns: IVVLess Concentrated: EFG

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricEFGIVV
Expense Ratio0.34%0.03%Best
AUM$16.7B$876.4B
Dividend Yield2.24%1.06%
Holdings380508
YTD Return+4.86%+11.57%Best
1Y Return+9.19%+17.57%Best
3Y Return (annualized)+11.79%+20.71%Best
5Y Return (annualized)+2.94%+12.80%Best
Volatility (annualized)16.9%15.0%Best
Max Drawdown-58.9%-56.5%Best
$10,000 over 5 years$11,559$18,262Best
Top 10 Weight21.0%Best37.9%
Fund FamilyiShares by BlackRock (US)iShares by BlackRock (US)
CategoryEquityEquity
StyleLarge Cap GrowthLarge Cap Blend
InceptionAug 1, 2005May 15, 2000

Volatility and max drawdown are measured over the window both funds cover: Aug 5, 2005 to Sep 10, 2026 (21.1 years).

EFG vs IVV growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 21.1 years both funds cover.

EFG vs IVV Performance

iShares MSCI EAFE Growth ETF (EFG) is an ETF from iShares by BlackRock (US) and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Over the past year EFG returned +9.19% while IVV returned +17.57%. Year to date, EFG is up 4.86% versus a gain of 11.57% for IVV.

Over three years, EFG compounded at +11.79% per year against +20.71% for IVV; over five years the annualized figures are +2.94% and +12.80% respectively. Across the full 21-year window we track, IVV has the edge at +9.43% annualized vs +6.05%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

EFG has been the more volatile fund, with annualized monthly volatility of 16.9% compared with 15.0% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -58.9% for EFG and -56.5% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

EFG charges 0.34% per year while IVV charges 0.03%. On a $10,000 position that is $34 vs $3 annually, a gap of $31 per year that compounds over a long holding period. On income, EFG currently yields 2.24% against 1.06% for IVV.

Holdings Overlap

EFG already in IVV0.7%
IVV already in EFG0.3%

0.7% of EFG's money is in holdings IVV also owns. 0.3% of IVV's money is in holdings EFG also owns.

We cannot see either book well enough to say how much of this pair is duplicated.

3 positions in common, counted across the 346 positions we hold weights for in EFG and 505 in IVV, against full books of 380 and 508.

What only one of them owns

Our book lists 493 positions for IVV that do not appear in our book for EFG (99.1% of the fund), and 7 for EFG that do not appear in IVV (1.5%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in EFGWeight in IVVDifference
DGDollar General Corp.0.56%0.04%0.52%
UMG:ASUniversal Music Group NV0.16%0.06%0.10%
XTSLABlackrock Cash Funds: Treasury, Sl Agency Shares0.02%0.18%0.16%

You are not choosing between two funds in isolation.

Whichever of EFG and IVV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

EFGIVV

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, EFG or IVV?

EFG has an expense ratio of 0.34% while IVV charges 0.03%. IVV is the cheaper option, by $31 a year on a $10,000 investment.

Which performed better, EFG or IVV?

Over the past year EFG returned +9.19% vs +17.57% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (21 years), EFG annualized +6.05% vs +9.43% for IVV. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, EFG or IVV?

EFG has been the more volatile fund at 16.9% annualized versus 15.0% for IVV. Worst drawdown: EFG -58.9% vs IVV -56.5%.

Should I hold both EFG and IVV?

EFG and IVV have a monthly-return correlation of 0.86, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, EFG or IVV?

EFG yields 2.24% while IVV yields 1.06%, so EFG currently pays the higher dividend yield.

Is IVV better than EFG?

IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. EFG is less concentrated, with 21.0% of the fund in its ten largest positions against 37.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.