EGGY vs VTI

EGGY vs VTI
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Quick Verdict

VTI has a lower expense ratio. EGGY delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: EGGYMore Diversified: VTI

Side-by-Side Comparison

MetricEGGYVTIWinner
Expense Ratio0.92%0.03%
AUM$162M$666.9B
Dividend Yield38.31%1.07%
Holdings443,543
YTD Return+18.53%+12.65%
1Y Return+23.34%+21.39%
3Y Return (annualized)-+21.54%
5Y Return (annualized)-+12.11%
Volatility (annualized)33.6%15.3%
Max Drawdown-33.6%-56.6%
Fund FamilyNestYieldVanguard (US)
CategoryEquityEquity
InceptionDec 26, 2024May 24, 2001

EGGY vs VTI Performance

NestYield Dynamic Income ETF (EGGY) is a ETF from NestYield and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year EGGY returned +23.34% while VTI returned +21.39%. Year to date, EGGY is up 18.53% versus a gain of 12.65% for VTI.

Risk: Volatility and Drawdowns

EGGY has been the more volatile fund, with annualized monthly volatility of 33.6% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.6% for EGGY and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

EGGY charges 0.92% per year while VTI charges 0.03%. On a $10,000 position that is $92 vs $3 annually, a gap of $89 per year that compounds over a long holding period. On income, EGGY currently yields 38.31% against 1.07% for VTI.

Holdings Overlap

9.4%overlap

EGGY and VTI share 18 holdings out of 2790 unique holdings combined, representing a 9.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in EGGYWeight in VTIDifference
STX12.91%0.30%12.61%
BE8.04%0.11%7.93%
GOOGL4.54%2.88%1.66%
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VRTProProPro
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Frequently Asked Questions

Which is cheaper, EGGY or VTI?

EGGY has an expense ratio of 0.92% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $89 per year of difference.

Which performed better, EGGY or VTI?

Over the past year EGGY returned +23.34% vs +21.39% for VTI, so EGGY leads on 1-year performance. Over the longest common window we track (2 years), EGGY annualized +20.94% vs +8.07% for VTI. Past performance does not guarantee future results.

Which is riskier, EGGY or VTI?

EGGY has been the more volatile fund at 33.6% annualized versus 15.3% for VTI. Worst drawdown: EGGY -33.6% vs VTI -56.6%.

Should I hold both EGGY and VTI?

EGGY and VTI have a monthly-return correlation of 0.71, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between EGGY and VTI?

EGGY and VTI share 18 common holdings with a 9.4% weight overlap. Combined, they hold 2790 unique securities.

Which pays a higher dividend, EGGY or VTI?

EGGY yields 38.31% while VTI yields 1.07%, so EGGY currently pays the higher dividend yield.

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