EIC vs IVV
EIC vs IVV
Eagle Point Income Co Inc vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | EIC | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 7.19% | 0.03% | |
| AUM | $290M | $865.2B | |
| Dividend Yield | 11.54% | 1.09% | |
| Holdings | 150 | 508 | |
| YTD Return | -5.21% | +13.80% | |
| 1Y Return | -7.28% | +23.70% | |
| 3Y Return (annualized) | +4.18% | +21.49% | |
| 5Y Return (annualized) | +2.76% | +13.43% | |
| Volatility (annualized) | 24.4% | 15.1% | |
| Max Drawdown | -68.9% | -56.5% | |
| Fund Family | Eagle Point Credit Company | iShares by BlackRock (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jul 23, 2019 | May 15, 2000 |
EIC vs IVV Performance
Eagle Point Income Co Inc (EIC) is a ETF from Eagle Point Credit Company and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year EIC returned -7.28% while IVV returned +23.70%. Year to date, EIC is down 5.21% versus a gain of 13.80% for IVV.
Over three years, EIC compounded at +4.18% per year against +21.49% for IVV; over five years the annualized figures are +2.76% and +13.43% respectively. Across the full 7-year window we track, IVV has the edge at +7.05% annualized vs +0.10%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EIC has been the more volatile fund, with annualized monthly volatility of 24.4% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -68.9% for EIC and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.34. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
EIC charges 7.19% per year while IVV charges 0.03%. On a $10,000 position that is $719 vs $3 annually, a gap of $716 per year that compounds over a long holding period. On income, EIC currently yields 11.54% against 1.09% for IVV.
Holdings Overlap
EIC and IVV share 0 holdings out of 507 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, EIC or IVV?
EIC has an expense ratio of 7.19% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $716 per year of difference.
Which performed better, EIC or IVV?
Over the past year EIC returned -7.28% vs +23.70% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (7 years), EIC annualized +0.10% vs +7.05% for IVV. Past performance does not guarantee future results.
Which is riskier, EIC or IVV?
EIC has been the more volatile fund at 24.4% annualized versus 15.1% for IVV. Worst drawdown: EIC -68.9% vs IVV -56.5%.
Should I hold both EIC and IVV?
EIC and IVV have a monthly-return correlation of 0.34, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between EIC and IVV?
EIC and IVV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 507 unique securities.
Which pays a higher dividend, EIC or IVV?
EIC yields 11.54% while IVV yields 1.09%, so EIC currently pays the higher dividend yield.
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