EIC vs VOO
EIC vs VOO
Eagle Point Income Co Inc vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | EIC | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 7.19% | 0.03% | |
| AUM | $290M | $979.0B | |
| Dividend Yield | 11.54% | 1.09% | |
| Holdings | 150 | 509 | |
| YTD Return | -5.21% | +13.80% | |
| 1Y Return | -7.28% | +23.71% | |
| 3Y Return (annualized) | +4.18% | +21.50% | |
| 5Y Return (annualized) | +2.76% | +13.44% | |
| Volatility (annualized) | 24.4% | 14.1% | |
| Max Drawdown | -68.9% | -34.3% | |
| Fund Family | Eagle Point Credit Company | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jul 23, 2019 | Sep 7, 2010 |
EIC vs VOO Performance
Eagle Point Income Co Inc (EIC) is a ETF from Eagle Point Credit Company and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year EIC returned -7.28% while VOO returned +23.71%. Year to date, EIC is down 5.21% versus a gain of 13.80% for VOO.
Over three years, EIC compounded at +4.18% per year against +21.50% for VOO; over five years the annualized figures are +2.76% and +13.44% respectively. Across the full 7-year window we track, VOO has the edge at +13.58% annualized vs +0.10%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EIC has been the more volatile fund, with annualized monthly volatility of 24.4% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -68.9% for EIC and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.34. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
EIC charges 7.19% per year while VOO charges 0.03%. On a $10,000 position that is $719 vs $3 annually, a gap of $716 per year that compounds over a long holding period. On income, EIC currently yields 11.54% against 1.09% for VOO.
Holdings Overlap
EIC and VOO share 0 holdings out of 507 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, EIC or VOO?
EIC has an expense ratio of 7.19% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $716 per year of difference.
Which performed better, EIC or VOO?
Over the past year EIC returned -7.28% vs +23.71% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (7 years), EIC annualized +0.10% vs +13.58% for VOO. Past performance does not guarantee future results.
Which is riskier, EIC or VOO?
EIC has been the more volatile fund at 24.4% annualized versus 14.1% for VOO. Worst drawdown: EIC -68.9% vs VOO -34.3%.
Should I hold both EIC and VOO?
EIC and VOO have a monthly-return correlation of 0.34, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between EIC and VOO?
EIC and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 507 unique securities.
Which pays a higher dividend, EIC or VOO?
EIC yields 11.54% while VOO yields 1.09%, so EIC currently pays the higher dividend yield.
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