EIC vs VXUS
EIC vs VXUS
Eagle Point Income Co Inc vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.
Side-by-Side Comparison
| Metric | EIC | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 7.19% | 0.05% | |
| AUM | $290M | $156.5B | |
| Dividend Yield | 11.54% | 2.60% | |
| Holdings | 150 | 8,747 | |
| YTD Return | -5.21% | +14.57% | |
| 1Y Return | -7.28% | +27.82% | |
| 3Y Return (annualized) | +4.18% | +19.27% | |
| 5Y Return (annualized) | +2.76% | +9.28% | |
| Volatility (annualized) | 24.4% | 15.1% | |
| Max Drawdown | -68.9% | -39.9% | |
| Fund Family | Eagle Point Credit Company | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jul 23, 2019 | Jan 26, 2011 |
EIC vs VXUS Performance
Eagle Point Income Co Inc (EIC) is a ETF from Eagle Point Credit Company and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year EIC returned -7.28% while VXUS returned +27.82%. Year to date, EIC is down 5.21% versus a gain of 14.57% for VXUS.
Over three years, EIC compounded at +4.18% per year against +19.27% for VXUS; over five years the annualized figures are +2.76% and +9.28% respectively. Across the full 7-year window we track, VXUS has the edge at +4.86% annualized vs +0.10%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EIC has been the more volatile fund, with annualized monthly volatility of 24.4% compared with 15.1% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -68.9% for EIC and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.38. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
EIC charges 7.19% per year while VXUS charges 0.05%. On a $10,000 position that is $719 vs $5 annually, a gap of $714 per year that compounds over a long holding period. On income, EIC currently yields 11.54% against 2.60% for VXUS.
Holdings Overlap
EIC and VXUS share 0 holdings out of 7863 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, EIC or VXUS?
EIC has an expense ratio of 7.19% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $714 per year of difference.
Which performed better, EIC or VXUS?
Over the past year EIC returned -7.28% vs +27.82% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (7 years), EIC annualized +0.10% vs +4.86% for VXUS. Past performance does not guarantee future results.
Which is riskier, EIC or VXUS?
EIC has been the more volatile fund at 24.4% annualized versus 15.1% for VXUS. Worst drawdown: EIC -68.9% vs VXUS -39.9%.
Should I hold both EIC and VXUS?
EIC and VXUS have a monthly-return correlation of 0.38, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between EIC and VXUS?
EIC and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7863 unique securities.
Which pays a higher dividend, EIC or VXUS?
EIC yields 11.54% while VXUS yields 2.60%, so EIC currently pays the higher dividend yield.
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