EINC vs SCHD
VanEck Energy Income ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. EINC delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | EINC | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.46% | 0.06% | |
| AUM | $75M | $108.7B | |
| Dividend Yield | 3.47% | 3.13% | |
| Holdings | 33 | 104 | |
| YTD Return | +27.84% | +25.69% | |
| 1Y Return | +33.51% | +30.41% | |
| 3Y Return (annualized) | +27.94% | +16.03% | |
| 5Y Return (annualized) | +23.37% | +9.64% | |
| Volatility (annualized) | 26.8% | 13.6% | |
| Max Drawdown | -93.4% | -33.4% | |
| Fund Family | VanEck | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Mar 12, 2012 | Oct 20, 2011 |
EINC vs SCHD Performance
VanEck Energy Income ETF (EINC) is a ETF from VanEck and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year EINC returned +33.51% while SCHD returned +30.41%. Year to date, EINC is up 27.84% versus a gain of 25.69% for SCHD.
Over three years, EINC compounded at +27.94% per year against +16.03% for SCHD; over five years the annualized figures are +23.37% and +9.64% respectively. Across the full 14-year window we track, SCHD has the edge at +11.46% annualized vs -4.54%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EINC has been the more volatile fund, with annualized monthly volatility of 26.8% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -93.4% for EINC and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.65. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
EINC charges 0.46% per year while SCHD charges 0.06%. On a $10,000 position that is $46 vs $6 annually, a gap of $40 per year that compounds over a long holding period. On income, EINC currently yields 3.47% against 3.13% for SCHD.
Holdings Overlap
EINC and SCHD share 1 holdings out of 129 unique holdings combined, representing a 1.4% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in EINC | Weight in SCHD | Difference |
|---|---|---|---|
| OKE | 5.42% | 1.36% | 4.06% |
Frequently Asked Questions
Which is cheaper, EINC or SCHD?
EINC has an expense ratio of 0.46% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $40 per year of difference.
Which performed better, EINC or SCHD?
Over the past year EINC returned +33.51% vs +30.41% for SCHD, so EINC leads on 1-year performance. Over the longest common window we track (14 years), EINC annualized -4.54% vs +11.46% for SCHD. Past performance does not guarantee future results.
Which is riskier, EINC or SCHD?
EINC has been the more volatile fund at 26.8% annualized versus 13.6% for SCHD. Worst drawdown: EINC -93.4% vs SCHD -33.4%.
Should I hold both EINC and SCHD?
EINC and SCHD have a monthly-return correlation of 0.65, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between EINC and SCHD?
EINC and SCHD share 1 common holdings with a 1.4% weight overlap. Combined, they hold 129 unique securities.
Which pays a higher dividend, EINC or SCHD?
EINC yields 3.47% while SCHD yields 3.13%, so EINC currently pays the higher dividend yield.
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