EINC vs VTI
VanEck Energy Income ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. EINC delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | EINC | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.46% | 0.03% | |
| AUM | $75M | $666.9B | |
| Dividend Yield | 3.47% | 1.07% | |
| Holdings | 33 | 3,543 | |
| YTD Return | +27.94% | +13.67% | |
| 1Y Return | +33.56% | +22.17% | |
| 3Y Return (annualized) | +27.97% | +21.93% | |
| 5Y Return (annualized) | +24.64% | +12.51% | |
| Volatility (annualized) | 26.8% | 15.3% | |
| Max Drawdown | -93.4% | -56.6% | |
| Fund Family | VanEck | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Mar 12, 2012 | May 24, 2001 |
EINC vs VTI Performance
VanEck Energy Income ETF (EINC) is a ETF from VanEck and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year EINC returned +33.56% while VTI returned +22.17%. Year to date, EINC is up 27.94% versus a gain of 13.67% for VTI.
Over three years, EINC compounded at +27.97% per year against +21.93% for VTI; over five years the annualized figures are +24.64% and +12.51% respectively. Across the full 14-year window we track, VTI has the edge at +8.11% annualized vs -4.53%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EINC has been the more volatile fund, with annualized monthly volatility of 26.8% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -93.4% for EINC and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.61. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
EINC charges 0.46% per year while VTI charges 0.03%. On a $10,000 position that is $46 vs $3 annually, a gap of $43 per year that compounds over a long holding period. On income, EINC currently yields 3.47% against 1.07% for VTI.
Holdings Overlap
EINC and VTI share 10 holdings out of 2807 unique holdings combined, representing a 0.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, EINC or VTI?
EINC has an expense ratio of 0.46% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $43 per year of difference.
Which performed better, EINC or VTI?
Over the past year EINC returned +33.56% vs +22.17% for VTI, so EINC leads on 1-year performance. Over the longest common window we track (14 years), EINC annualized -4.53% vs +8.11% for VTI. Past performance does not guarantee future results.
Which is riskier, EINC or VTI?
EINC has been the more volatile fund at 26.8% annualized versus 15.3% for VTI. Worst drawdown: EINC -93.4% vs VTI -56.6%.
Should I hold both EINC and VTI?
EINC and VTI have a monthly-return correlation of 0.61, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between EINC and VTI?
EINC and VTI share 10 common holdings with a 0.5% weight overlap. Combined, they hold 2807 unique securities.
Which pays a higher dividend, EINC or VTI?
EINC yields 3.47% while VTI yields 1.07%, so EINC currently pays the higher dividend yield.
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