EIS vs SCHD

EIS vs SCHD
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Quick Verdict

SCHD has a lower expense ratio. EIS delivered stronger 1-year returns. EIS offers more diversification with 129 holdings.

Lower Fees: SCHDHigher Returns: EISMore Diversified: EIS

Side-by-Side Comparison

MetricEISSCHDWinner
Expense Ratio0.59%0.06%
AUM$912M$108.7B
Dividend Yield1.56%3.13%
Holdings129104
YTD Return+12.00%+26.54%
1Y Return+40.04%+30.90%
3Y Return (annualized)+32.58%+16.29%
5Y Return (annualized)+14.20%+9.65%
Volatility (annualized)20.5%13.6%
Max Drawdown-51.9%-33.4%
Fund FamilyiShares by BlackRock (US)Charles Schwab Asset Management
CategoryEquityEquity
InceptionMar 26, 2008Oct 20, 2011

EIS vs SCHD Performance

iShares MSCI Israel ETF (EIS) is a ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year EIS returned +40.04% while SCHD returned +30.90%. Year to date, EIS is up 12.00% versus a gain of 26.54% for SCHD.

Over three years, EIS compounded at +32.58% per year against +16.29% for SCHD; over five years the annualized figures are +14.20% and +9.65% respectively. Across the full 15-year window we track, SCHD has the edge at +11.51% annualized vs +5.48%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

EIS has been the more volatile fund, with annualized monthly volatility of 20.5% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -51.9% for EIS and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.64. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

EIS charges 0.59% per year while SCHD charges 0.06%. On a $10,000 position that is $59 vs $6 annually, a gap of $53 per year that compounds over a long holding period. On income, EIS currently yields 1.56% against 3.13% for SCHD.

Holdings Overlap

0.0%overlap

EIS and SCHD share 0 holdings out of 222 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, EIS or SCHD?

EIS has an expense ratio of 0.59% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $53 per year of difference.

Which performed better, EIS or SCHD?

Over the past year EIS returned +40.04% vs +30.90% for SCHD, so EIS leads on 1-year performance. Over the longest common window we track (15 years), EIS annualized +5.48% vs +11.51% for SCHD. Past performance does not guarantee future results.

Which is riskier, EIS or SCHD?

EIS has been the more volatile fund at 20.5% annualized versus 13.6% for SCHD. Worst drawdown: EIS -51.9% vs SCHD -33.4%.

Should I hold both EIS and SCHD?

EIS and SCHD have a monthly-return correlation of 0.64, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between EIS and SCHD?

EIS and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 222 unique securities.

Which pays a higher dividend, EIS or SCHD?

EIS yields 1.56% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.

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