EMC vs SCHD
Global X Emerging Markets Great Consumer ETF vs Schwab US Dividend Equity ETF
Which is better, EMC or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. EMC led over 3Y, SCHD over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | EMC | SCHD |
|---|---|---|
| Expense Ratio | 0.65% | 0.06%Best |
| AUM | $58M | $112.1B |
| Dividend Yield | 0.56% | 3.00% |
| Holdings | 80 | 103 |
| YTD Return | +17.67% | +23.46%Best |
| 1Y Return | +19.58% | +27.20%Best |
| 3Y Return (annualized) | +16.25%Best | +15.41% |
| 5Y Return (annualized) | - | +10.16% |
| Volatility (annualized) | 15.3% | 13.4%Best |
| Max Drawdown | -18.4% | -16.1%Best |
| $10,000 over 3.3 years | $15,161 | $16,116Best |
| Fund Family | Global X by mirae Asset | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Sep 24, 2010 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.3 years row, are measured over the window both funds cover: May 15, 2023 to Sep 18, 2026 (3.3 years).
EMC vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.3 years both funds cover.
EMC vs SCHD Performance
Global X Emerging Markets Great Consumer ETF (EMC) is an ETF from Global X by mirae Asset and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year EMC returned +19.58% while SCHD returned +27.20%. Year to date, EMC is up 17.67% versus a gain of 23.46% for SCHD.
Over three years, EMC compounded at +16.25% per year against +15.41% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EMC has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.4% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.4% for EMC and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.41. They move together some of the time, and apart the rest.
Fees and Cost Over Time
EMC charges 0.65% per year while SCHD charges 0.06%. On a $10,000 position that is $65 vs $6 annually, a gap of $59 per year that compounds over a long holding period. On income, EMC currently yields 0.56% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 68 holdings in EMC and 100 in SCHD, totalling 86.7% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 68 positions we hold weights for in EMC and 100 in SCHD, against full books of 80 and 103.
You are not choosing between two funds in isolation.
Whichever of EMC and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, EMC or SCHD?
EMC has an expense ratio of 0.65% while SCHD charges 0.06%. SCHD is the cheaper option, by $59 a year on a $10,000 investment.
Which performed better, EMC or SCHD?
Over the past year EMC returned +19.58% vs +27.20% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, EMC or SCHD?
EMC has been the more volatile fund at 15.3% annualized versus 13.4% for SCHD. Worst drawdown: EMC -18.4% vs SCHD -16.1%.
Should I hold both EMC and SCHD?
EMC and SCHD have a monthly-return correlation of 0.41, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, EMC or SCHD?
EMC yields 0.56% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than EMC?
SCHD has a lower expense ratio. EMC led over 3Y, SCHD over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.