EMC vs SCHD
Global X Emerging Markets Great Consumer ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | EMC | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.65% | 0.06% | |
| AUM | $55M | $103.7B | |
| Dividend Yield | 0.56% | 3.31% | |
| Holdings | 77 | 104 | |
| YTD Return | +14.83% | +25.33% | |
| 1Y Return | +24.87% | +32.31% | |
| 3Y Return (annualized) | +14.24% | +15.40% | |
| 5Y Return (annualized) | - | +9.70% | |
| Volatility (annualized) | 15.4% | 13.6% | |
| Max Drawdown | -18.4% | -33.4% | |
| Fund Family | Global X by mirae Asset | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Sep 24, 2010 | Oct 20, 2011 |
EMC vs SCHD Performance
Global X Emerging Markets Great Consumer ETF (EMC) is a ETF from Global X by mirae Asset and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year EMC returned +24.87% while SCHD returned +32.31%. Year to date, EMC is up 14.83% versus a gain of 25.33% for SCHD.
Over three years, EMC compounded at +14.24% per year against +15.40% for SCHD. Across the full 3-year window we track, EMC has the edge at +13.06% annualized vs +11.45%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EMC has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.4% for EMC and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.41. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
EMC charges 0.65% per year while SCHD charges 0.06%. On a $10,000 position that is $65 vs $6 annually, a gap of $59 per year that compounds over a long holding period. On income, EMC currently yields 0.56% against 3.31% for SCHD.
Holdings Overlap
EMC and SCHD share 0 holdings out of 168 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, EMC or SCHD?
EMC has an expense ratio of 0.65% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $59 per year of difference.
Which performed better, EMC or SCHD?
Over the past year EMC returned +24.87% vs +32.31% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (3 years), EMC annualized +13.06% vs +11.45% for SCHD. Past performance does not guarantee future results.
Which is riskier, EMC or SCHD?
EMC has been the more volatile fund at 15.4% annualized versus 13.6% for SCHD. Worst drawdown: EMC -18.4% vs SCHD -33.4%.
Should I hold both EMC and SCHD?
EMC and SCHD have a monthly-return correlation of 0.41, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between EMC and SCHD?
EMC and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 168 unique securities.
Which pays a higher dividend, EMC or SCHD?
EMC yields 0.56% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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