EMIF vs VTI
iShares Emerging Markets Infrastructure ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, EMIF or VTI?
Large Cap Value against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 60.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | EMIF | VTI |
|---|---|---|
| Expense Ratio | 0.60% | 0.03%Best |
| AUM | $13M | $666.9B |
| Dividend Yield | 4.25% | 1.03% |
| Holdings | 47 | 3,543 |
| YTD Return | +0.19% | +12.30%Best |
| 1Y Return | +5.51% | +16.08%Best |
| 3Y Return (annualized) | +12.15% | +21.01%Best |
| 5Y Return (annualized) | +5.52% | +12.36%Best |
| Volatility (annualized) | 18.1% | 14.8%Best |
| Max Drawdown | -54.6% | -35.0%Best |
| $10,000 over 5 years | $13,082 | $17,908Best |
| Top 10 Weight | 60.9% | 33.3%Best |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Jun 16, 2009 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Jun 19, 2009 to Sep 18, 2026 (17.2 years).
EMIF vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
EMIF vs VTI Performance
iShares Emerging Markets Infrastructure ETF (EMIF) is an ETF from iShares by BlackRock (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year EMIF returned +5.51% while VTI returned +16.08%. Year to date, EMIF is up 0.19% versus a gain of 12.30% for VTI.
Over three years, EMIF compounded at +12.15% per year against +21.01% for VTI; over five years the annualized figures are +5.52% and +12.36% respectively. Across the full 17-year window we track, VTI has the edge at +13.39% annualized vs +1.56%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EMIF has been the more volatile fund, with annualized monthly volatility of 18.1% compared with 14.8% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -54.6% for EMIF and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.64. They move together some of the time, and apart the rest.
Fees and Cost Over Time
EMIF charges 0.60% per year while VTI charges 0.03%. On a $10,000 position that is $60 vs $3 annually, a gap of $57 per year that compounds over a long holding period. On income, EMIF currently yields 4.25% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 30 holdings in EMIF and 3,463 in VTI, totalling 100.0% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 30 positions we hold weights for in EMIF and 3,463 in VTI, against full books of 47 and 3,543.
What only one of them owns
Our book lists 1,150 positions for VTI that do not appear in our book for EMIF (97.5% of the fund), and 3 for EMIF that do not appear in VTI (7.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of EMIF and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, EMIF or VTI?
EMIF has an expense ratio of 0.60% while VTI charges 0.03%. VTI is the cheaper option, by $57 a year on a $10,000 investment.
Which performed better, EMIF or VTI?
Over the past year EMIF returned +5.51% vs +16.08% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (17 years), EMIF annualized +1.56% vs +13.39% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, EMIF or VTI?
EMIF has been the more volatile fund at 18.1% annualized versus 14.8% for VTI. Worst drawdown: EMIF -54.6% vs VTI -35.0%.
Should I hold both EMIF and VTI?
EMIF and VTI have a monthly-return correlation of 0.64, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, EMIF or VTI?
EMIF yields 4.25% while VTI yields 1.03%, so EMIF currently pays the higher dividend yield.
Is VTI better than EMIF?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 60.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.