EMO vs SCHD

EMO vs SCHD
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Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricEMOSCHDWinner
Expense Ratio3.37%0.06%
AUM$1.2B$108.7B
Dividend Yield7.36%3.13%
Holdings20104
YTD Return+25.83%+25.69%
1Y Return+23.74%+30.41%
3Y Return (annualized)+30.53%+16.03%
5Y Return (annualized)+30.82%+9.64%
Volatility (annualized)41.8%13.6%
Max Drawdown-97.2%-33.4%
Fund FamilyFranklin Templeton Investments (US)Charles Schwab Asset Management
CategoryEquityEquity
InceptionJun 13, 2011Oct 20, 2011

EMO vs SCHD Performance

ClearBridge Energy Midstream Opportunity Fund Inc. (EMO) is a ETF from Franklin Templeton Investments (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year EMO returned +23.74% while SCHD returned +30.41%. Year to date, EMO is up 25.83% versus a gain of 25.69% for SCHD.

Over three years, EMO compounded at +30.53% per year against +16.03% for SCHD; over five years the annualized figures are +30.82% and +9.64% respectively. Across the full 15-year window we track, SCHD has the edge at +11.46% annualized vs -1.19%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

EMO has been the more volatile fund, with annualized monthly volatility of 41.8% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -97.2% for EMO and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.66. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

EMO charges 3.37% per year while SCHD charges 0.06%. On a $10,000 position that is $337 vs $6 annually, a gap of $331 per year that compounds over a long holding period. On income, EMO currently yields 7.36% against 3.13% for SCHD.

Holdings Overlap

1.4%overlap

EMO and SCHD share 1 holdings out of 119 unique holdings combined, representing a 1.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in EMOWeight in SCHDDifference
OKE8.59%1.36%7.23%

Frequently Asked Questions

Which is cheaper, EMO or SCHD?

EMO has an expense ratio of 3.37% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $331 per year of difference.

Which performed better, EMO or SCHD?

Over the past year EMO returned +23.74% vs +30.41% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), EMO annualized -1.19% vs +11.46% for SCHD. Past performance does not guarantee future results.

Which is riskier, EMO or SCHD?

EMO has been the more volatile fund at 41.8% annualized versus 13.6% for SCHD. Worst drawdown: EMO -97.2% vs SCHD -33.4%.

Should I hold both EMO and SCHD?

EMO and SCHD have a monthly-return correlation of 0.66, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between EMO and SCHD?

EMO and SCHD share 1 common holdings with a 1.4% weight overlap. Combined, they hold 119 unique securities.

Which pays a higher dividend, EMO or SCHD?

EMO yields 7.36% while SCHD yields 3.13%, so EMO currently pays the higher dividend yield.

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