EPHE vs SCHD
iShares MSCI Philippines ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | EPHE | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.59% | 0.06% | |
| AUM | $135M | $103.7B | |
| Dividend Yield | 2.78% | 3.31% | |
| Holdings | 37 | 104 | |
| YTD Return | +3.45% | +26.21% | |
| 1Y Return | -1.26% | +29.99% | |
| 3Y Return (annualized) | +3.39% | +15.73% | |
| 5Y Return (annualized) | +0.13% | +9.67% | |
| Volatility (annualized) | 19.8% | 13.6% | |
| Max Drawdown | -55.8% | -33.4% | |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Sep 28, 2010 | Oct 20, 2011 |
EPHE vs SCHD Performance
iShares MSCI Philippines ETF (EPHE) is a ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year EPHE returned -1.26% while SCHD returned +29.99%. Year to date, EPHE is up 3.45% versus a gain of 26.21% for SCHD.
Over three years, EPHE compounded at +3.39% per year against +15.73% for SCHD; over five years the annualized figures are +0.13% and +9.67% respectively. Across the full 15-year window we track, SCHD has the edge at +11.50% annualized vs +0.88%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EPHE has been the more volatile fund, with annualized monthly volatility of 19.8% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -55.8% for EPHE and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.51. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
EPHE charges 0.59% per year while SCHD charges 0.06%. On a $10,000 position that is $59 vs $6 annually, a gap of $53 per year that compounds over a long holding period. On income, EPHE currently yields 2.78% against 3.31% for SCHD.
Holdings Overlap
EPHE and SCHD share 0 holdings out of 135 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, EPHE or SCHD?
EPHE has an expense ratio of 0.59% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $53 per year of difference.
Which performed better, EPHE or SCHD?
Over the past year EPHE returned -1.26% vs +29.99% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), EPHE annualized +0.88% vs +11.50% for SCHD. Past performance does not guarantee future results.
Which is riskier, EPHE or SCHD?
EPHE has been the more volatile fund at 19.8% annualized versus 13.6% for SCHD. Worst drawdown: EPHE -55.8% vs SCHD -33.4%.
Should I hold both EPHE and SCHD?
EPHE and SCHD have a monthly-return correlation of 0.51, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between EPHE and SCHD?
EPHE and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 135 unique securities.
Which pays a higher dividend, EPHE or SCHD?
EPHE yields 2.78% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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