EPMV vs SCHD
Harbor Mid Cap Value ETF vs Schwab US Dividend Equity ETF
Which is better, EPMV or SCHD?
Mid Cap Value against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. EPMV is less concentrated, with 25.7% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | EPMV | SCHD |
|---|---|---|
| Expense Ratio | 0.88% | 0.06%Best |
| AUM | $5M | $112.1B |
| Dividend Yield | 1.26% | 3.00% |
| Holdings | 61 | 103 |
| YTD Return | +13.76% | +24.96%Best |
| 1Y Return | +17.37% | +28.75%Best |
| 3Y Return (annualized) | - | +15.71% |
| 5Y Return (annualized) | - | +9.86% |
| Volatility (annualized) | 12.0%Best | 12.3% |
| Max Drawdown | -8.8% | -4.6%Best |
| $10,000 over 1.4 years | $13,225 | $13,839Best |
| Top 10 Weight | 25.7%Best | 41.8% |
| Fund Family | Harbor Funds | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Mid Cap Value | Large Cap Value |
| Inception | May 1, 2025 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 1.4 years row, are measured over the window both funds cover: May 2, 2025 to Sep 9, 2026 (1.4 years).
EPMV vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.4 years both funds cover.
EPMV vs SCHD Performance
Harbor Mid Cap Value ETF (EPMV) is an ETF from Harbor Funds and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year EPMV returned +17.37% while SCHD returned +28.75%. Year to date, EPMV is up 13.76% versus a gain of 24.96% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 12.3% compared with 12.0% for EPMV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -8.8% for EPMV and -4.6% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.58. They move together some of the time, and apart the rest.
Fees and Cost Over Time
EPMV charges 0.88% per year while SCHD charges 0.06%. On a $10,000 position that is $88 vs $6 annually, a gap of $82 per year that compounds over a long holding period. On income, EPMV currently yields 1.26% against 3.00% for SCHD.
Holdings Overlap
9.7% of EPMV's money is in holdings SCHD also owns. 3.3% of SCHD's money is in holdings EPMV also owns.
EPMV and SCHD share little of their money.
6 positions in common, counted across the 60 positions we hold weights for in EPMV and 100 in SCHD, against full books of 61 and 103.
What only one of them owns
Our book lists 93 positions for SCHD that do not appear in our book for EPMV (96.6% of the fund), and 53 for EPMV that do not appear in SCHD (85.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of EPMV and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, EPMV or SCHD?
EPMV has an expense ratio of 0.88% while SCHD charges 0.06%. SCHD is the cheaper option, by $82 a year on a $10,000 investment.
Which performed better, EPMV or SCHD?
Over the past year EPMV returned +17.37% vs +28.75% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), EPMV annualized +22.10% vs +26.12% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, EPMV or SCHD?
SCHD has been the more volatile fund at 12.3% annualized versus 12.0% for EPMV. Worst drawdown: EPMV -8.8% vs SCHD -4.6%.
Should I hold both EPMV and SCHD?
EPMV and SCHD have a monthly-return correlation of 0.58, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between EPMV and SCHD?
9.7% of EPMV's money is in holdings SCHD also owns. 3.3% of SCHD's is in holdings EPMV also owns. They hold 6 positions in common, counted across the 60 positions we hold weights for in EPMV and 100 in SCHD.
Which pays a higher dividend, EPMV or SCHD?
EPMV yields 1.26% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than EPMV?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. EPMV is less concentrated, with 25.7% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.