EPMV vs VTI

Quick Verdict

VTI has a lower expense ratio. EPMV delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: EPMVMore Diversified: VTI

Side-by-Side Comparison

MetricEPMVVTIWinner
Expense Ratio0.88%0.03%
AUM$5M$663.5B
Dividend Yield1.23%1.07%
Holdings613,543
YTD Return+19.89%+14.96%
1Y Return+24.85%+22.39%
3Y Return (annualized)-+21.51%
5Y Return (annualized)-+12.36%
Volatility (annualized)11.7%15.4%
Max Drawdown-8.8%-56.6%
Fund FamilyHarbor FundsVanguard (US)
CategoryEquityEquity
InceptionMay 1, 2025May 24, 2001

EPMV vs VTI Performance

Harbor Mid Cap Value ETF (EPMV) is a ETF from Harbor Funds and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year EPMV returned +24.85% while VTI returned +22.39%. Year to date, EPMV is up 19.89% versus a gain of 14.96% for VTI.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 11.7% for EPMV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -8.8% for EPMV and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

EPMV charges 0.88% per year while VTI charges 0.03%. On a $10,000 position that is $88 vs $3 annually, a gap of $85 per year that compounds over a long holding period. On income, EPMV currently yields 1.23% against 1.07% for VTI.

Holdings Overlap

3.0%overlap

EPMV and VTI share 51 holdings out of 2792 unique holdings combined, representing a 3.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in EPMVWeight in VTIDifference
FLEX:SI3.64%0.08%3.56%
CMI3.45%0.14%3.31%
AMAT2.32%0.79%1.53%
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Frequently Asked Questions

Which is cheaper, EPMV or VTI?

EPMV has an expense ratio of 0.88% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $85 per year of difference.

Which performed better, EPMV or VTI?

Over the past year EPMV returned +24.85% vs +22.39% for VTI, so EPMV leads on 1-year performance. Over the longest common window we track (1 years), EPMV annualized +28.68% vs +8.16% for VTI. Past performance does not guarantee future results.

Which is riskier, EPMV or VTI?

VTI has been the more volatile fund at 15.4% annualized versus 11.7% for EPMV. Worst drawdown: EPMV -8.8% vs VTI -56.6%.

Should I hold both EPMV and VTI?

EPMV and VTI have a monthly-return correlation of 0.72, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between EPMV and VTI?

EPMV and VTI share 51 common holdings with a 3.0% weight overlap. Combined, they hold 2792 unique securities.

Which pays a higher dividend, EPMV or VTI?

EPMV yields 1.23% while VTI yields 1.07%, so EPMV currently pays the higher dividend yield.

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