ERET vs SCHD
iShares Environmentally Aware Real Estate ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. ERET offers more diversification with 331 holdings.
Side-by-Side Comparison
| Metric | ERET | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.30% | 0.06% | |
| AUM | $14M | $103.7B | |
| Dividend Yield | 3.35% | 3.31% | |
| Holdings | 355 | 104 | |
| YTD Return | +9.21% | +25.62% | |
| 1Y Return | +13.62% | +32.62% | |
| 3Y Return (annualized) | +9.50% | +15.58% | |
| 5Y Return (annualized) | - | +9.63% | |
| Volatility (annualized) | 16.0% | 13.6% | |
| Max Drawdown | -20.3% | -33.4% | |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Nov 15, 2022 | Oct 20, 2011 |
ERET vs SCHD Performance
iShares Environmentally Aware Real Estate ETF (ERET) is a ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year ERET returned +13.62% while SCHD returned +32.62%. Year to date, ERET is up 9.21% versus a gain of 25.62% for SCHD.
Over three years, ERET compounded at +9.50% per year against +15.58% for SCHD. Across the full 4-year window we track, SCHD has the edge at +11.47% annualized vs +7.80%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ERET has been the more volatile fund, with annualized monthly volatility of 16.0% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -20.3% for ERET and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
ERET charges 0.30% per year while SCHD charges 0.06%. On a $10,000 position that is $30 vs $6 annually, a gap of $24 per year that compounds over a long holding period. On income, ERET currently yields 3.35% against 3.31% for SCHD.
Holdings Overlap
ERET and SCHD share 0 holdings out of 431 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, ERET or SCHD?
ERET has an expense ratio of 0.30% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $24 per year of difference.
Which performed better, ERET or SCHD?
Over the past year ERET returned +13.62% vs +32.62% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), ERET annualized +7.80% vs +11.47% for SCHD. Past performance does not guarantee future results.
Which is riskier, ERET or SCHD?
ERET has been the more volatile fund at 16.0% annualized versus 13.6% for SCHD. Worst drawdown: ERET -20.3% vs SCHD -33.4%.
Should I hold both ERET and SCHD?
ERET and SCHD have a monthly-return correlation of 0.77, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between ERET and SCHD?
ERET and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 431 unique securities.
Which pays a higher dividend, ERET or SCHD?
ERET yields 3.35% while SCHD yields 3.31%, so ERET currently pays the higher dividend yield.
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