ERET vs VTI

ERET vs VTI
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Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricERETVTIWinner
Expense Ratio0.30%0.03%
AUM$14M$666.9B
Dividend Yield3.22%1.07%
Holdings3553,543
YTD Return+10.73%+13.14%
1Y Return+13.23%+22.35%
3Y Return (annualized)+11.08%+21.83%
5Y Return (annualized)-+12.01%
Volatility (annualized)16.0%15.3%
Max Drawdown-20.3%-56.6%
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryEquityEquity
InceptionNov 15, 2022May 24, 2001

ERET vs VTI Performance

iShares Environmentally Aware Real Estate ETF (ERET) is a ETF from iShares by BlackRock (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year ERET returned +13.23% while VTI returned +22.35%. Year to date, ERET is up 10.73% versus a gain of 13.14% for VTI.

Over three years, ERET compounded at +11.08% per year against +21.83% for VTI. Across the full 4-year window we track, ERET has the edge at +8.14% annualized vs +8.09%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

ERET has been the more volatile fund, with annualized monthly volatility of 16.0% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -20.3% for ERET and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.69. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

ERET charges 0.30% per year while VTI charges 0.03%. On a $10,000 position that is $30 vs $3 annually, a gap of $27 per year that compounds over a long holding period. On income, ERET currently yields 3.22% against 1.07% for VTI.

Holdings Overlap

1.4%overlap

ERET and VTI share 66 holdings out of 3052 unique holdings combined, representing a 1.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in ERETWeight in VTIDifference
WELL6.93%0.22%6.71%
PLD5.67%0.17%5.50%
O4.90%0.08%4.82%
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Frequently Asked Questions

Which is cheaper, ERET or VTI?

ERET has an expense ratio of 0.30% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $27 per year of difference.

Which performed better, ERET or VTI?

Over the past year ERET returned +13.23% vs +22.35% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), ERET annualized +8.14% vs +8.09% for VTI. Past performance does not guarantee future results.

Which is riskier, ERET or VTI?

ERET has been the more volatile fund at 16.0% annualized versus 15.3% for VTI. Worst drawdown: ERET -20.3% vs VTI -56.6%.

Should I hold both ERET and VTI?

ERET and VTI have a monthly-return correlation of 0.69, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between ERET and VTI?

ERET and VTI share 66 common holdings with a 1.4% weight overlap. Combined, they hold 3052 unique securities.

Which pays a higher dividend, ERET or VTI?

ERET yields 3.22% while VTI yields 1.07%, so ERET currently pays the higher dividend yield.

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