EUFN vs QQQ
iShares MSCI Europe Financials ETF vs Invesco QQQ Trust, Series 1
Quick Verdict
QQQ has a lower expense ratio. EUFN delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.
Side-by-Side Comparison
| Metric | EUFN | QQQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.49% | 0.18% | |
| AUM | $4.3B | $496.3B | |
| Dividend Yield | 3.96% | 0.44% | |
| Holdings | 96 | 108 | |
| YTD Return | +15.92% | +16.64% | |
| 1Y Return | +28.50% | +27.27% | |
| 3Y Return (annualized) | +36.92% | +25.96% | |
| 5Y Return (annualized) | +21.71% | +14.54% | |
| Volatility (annualized) | 23.6% | 30.6% | |
| Max Drawdown | -59.1% | -83.0% | |
| Fund Family | iShares by BlackRock (US) | Invesco (US) | |
| Category | Equity | Equity | |
| Inception | Jan 20, 2010 | Mar 10, 1999 |
EUFN vs QQQ Performance
iShares MSCI Europe Financials ETF (EUFN) is a ETF from iShares by BlackRock (US) and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year EUFN returned +28.50% while QQQ returned +27.27%. Year to date, EUFN is up 15.92% versus a gain of 16.64% for QQQ.
Over three years, EUFN compounded at +36.92% per year against +25.96% for QQQ; over five years the annualized figures are +21.71% and +14.54% respectively. Across the full 17-year window we track, QQQ has the edge at +13.03% annualized vs +5.52%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 23.6% for EUFN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -59.1% for EUFN and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.57. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
EUFN charges 0.49% per year while QQQ charges 0.18%. On a $10,000 position that is $49 vs $18 annually, a gap of $31 per year that compounds over a long holding period. On income, EUFN currently yields 3.96% against 0.44% for QQQ.
Holdings Overlap
EUFN and QQQ share 0 holdings out of 187 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, EUFN or QQQ?
EUFN has an expense ratio of 0.49% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $31 per year of difference.
Which performed better, EUFN or QQQ?
Over the past year EUFN returned +28.50% vs +27.27% for QQQ, so EUFN leads on 1-year performance. Over the longest common window we track (17 years), EUFN annualized +5.52% vs +13.03% for QQQ. Past performance does not guarantee future results.
Which is riskier, EUFN or QQQ?
QQQ has been the more volatile fund at 30.6% annualized versus 23.6% for EUFN. Worst drawdown: EUFN -59.1% vs QQQ -83.0%.
Should I hold both EUFN and QQQ?
EUFN and QQQ have a monthly-return correlation of 0.57, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between EUFN and QQQ?
EUFN and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 187 unique securities.
Which pays a higher dividend, EUFN or QQQ?
EUFN yields 3.96% while QQQ yields 0.44%, so EUFN currently pays the higher dividend yield.
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