EUFN vs VYM
iShares MSCI Europe Financials ETF vs Vanguard High Dividend Yield ETF
Which is better, EUFN or VYM?
Each has led over a different period.
VYM has a lower expense ratio. EUFN led over 1Y, 3Y and 5Y, VYM over the full window. VYM is less concentrated, with 25.9% of the fund in its ten largest positions against 45.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | EUFN | VYM |
|---|---|---|
| Expense Ratio | 0.49% | 0.04%Best |
| AUM | $4.2B | $81.6B |
| Dividend Yield | 3.92% | 2.22% |
| Holdings | 96 | 613 |
| YTD Return | +14.76%Best | +13.15% |
| 1Y Return | +29.60%Best | +17.82% |
| 3Y Return (annualized) | +36.23%Best | +17.99% |
| 5Y Return (annualized) | +21.79%Best | +12.16% |
| Volatility (annualized) | 23.5% | 13.2%Best |
| Max Drawdown | -59.1% | -35.7%Best |
| $10,000 over 5 years | $26,795Best | $17,750 |
| Top 10 Weight | 45.0% | 25.9%Best |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Jan 20, 2010 | Nov 10, 2006 |
Volatility and max drawdown are measured over the window both funds cover: Feb 3, 2010 to Sep 10, 2026 (16.6 years).
EUFN vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 16.6 years both funds cover.
EUFN vs VYM Performance
iShares MSCI Europe Financials ETF (EUFN) is an ETF from iShares by BlackRock (US) and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year EUFN returned +29.60% while VYM returned +17.82%. Year to date, EUFN is up 14.76% versus a gain of 13.15% for VYM.
Over three years, EUFN compounded at +36.23% per year against +17.99% for VYM; over five years the annualized figures are +21.79% and +12.16% respectively. Across the full 17-year window we track, VYM has the edge at +10.26% annualized vs +5.44%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EUFN has been the more volatile fund, with annualized monthly volatility of 23.5% compared with 13.2% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -59.1% for EUFN and -35.7% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
EUFN charges 0.49% per year while VYM charges 0.04%. On a $10,000 position that is $49 vs $4 annually, a gap of $45 per year that compounds over a long holding period. On income, EUFN currently yields 3.92% against 2.22% for VYM.
Holdings Overlap
We hold position weights for 85 holdings in EUFN and 603 in VYM, totalling 99.5% and 99.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 62 days apart, EUFN as of Aug 31, 2026 and VYM as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 85 positions we hold weights for in EUFN and 603 in VYM, against full books of 96 and 613.
What only one of them owns
Our book lists 568 positions for VYM that do not appear in our book for EUFN (97.5% of the fund), and 3 for EUFN that do not appear in VYM (2.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of EUFN and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, EUFN or VYM?
EUFN has an expense ratio of 0.49% while VYM charges 0.04%. VYM is the cheaper option, by $45 a year on a $10,000 investment.
Which performed better, EUFN or VYM?
Over the past year EUFN returned +29.60% vs +17.82% for VYM, so EUFN leads on 1-year performance. Over the longest common window we track (17 years), EUFN annualized +5.44% vs +10.26% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, EUFN or VYM?
EUFN has been the more volatile fund at 23.5% annualized versus 13.2% for VYM. Worst drawdown: EUFN -59.1% vs VYM -35.7%.
Should I hold both EUFN and VYM?
EUFN and VYM have a monthly-return correlation of 0.72, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, EUFN or VYM?
EUFN yields 3.92% while VYM yields 2.22%, so EUFN currently pays the higher dividend yield.
Is VYM better than EUFN?
VYM has a lower expense ratio. EUFN led over 1Y, 3Y and 5Y, VYM over the full window. VYM is less concentrated, with 25.9% of the fund in its ten largest positions against 45.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.