EUFN vs VYM
iShares MSCI Europe Financials ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. EUFN delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.
Side-by-Side Comparison
| Metric | EUFN | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.49% | 0.04% | |
| AUM | $4.3B | $81.6B | |
| Dividend Yield | 3.96% | 2.24% | |
| Holdings | 96 | 616 | |
| YTD Return | +15.12% | +15.60% | |
| 1Y Return | +28.25% | +23.48% | |
| 3Y Return (annualized) | +36.36% | +19.07% | |
| 5Y Return (annualized) | +21.91% | +12.50% | |
| Volatility (annualized) | 23.6% | 14.6% | |
| Max Drawdown | -59.1% | -58.8% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jan 20, 2010 | Nov 10, 2006 |
EUFN vs VYM Performance
iShares MSCI Europe Financials ETF (EUFN) is a ETF from iShares by BlackRock (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year EUFN returned +28.25% while VYM returned +23.48%. Year to date, EUFN is up 15.12% versus a gain of 15.60% for VYM.
Over three years, EUFN compounded at +36.36% per year against +19.07% for VYM; over five years the annualized figures are +21.91% and +12.50% respectively. Across the full 17-year window we track, VYM has the edge at +7.05% annualized vs +5.48%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EUFN has been the more volatile fund, with annualized monthly volatility of 23.6% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -59.1% for EUFN and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
EUFN charges 0.49% per year while VYM charges 0.04%. On a $10,000 position that is $49 vs $4 annually, a gap of $45 per year that compounds over a long holding period. On income, EUFN currently yields 3.96% against 2.24% for VYM.
Holdings Overlap
EUFN and VYM share 0 holdings out of 688 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, EUFN or VYM?
EUFN has an expense ratio of 0.49% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $45 per year of difference.
Which performed better, EUFN or VYM?
Over the past year EUFN returned +28.25% vs +23.48% for VYM, so EUFN leads on 1-year performance. Over the longest common window we track (17 years), EUFN annualized +5.48% vs +7.05% for VYM. Past performance does not guarantee future results.
Which is riskier, EUFN or VYM?
EUFN has been the more volatile fund at 23.6% annualized versus 14.6% for VYM. Worst drawdown: EUFN -59.1% vs VYM -58.8%.
Should I hold both EUFN and VYM?
EUFN and VYM have a monthly-return correlation of 0.72, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between EUFN and VYM?
EUFN and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 688 unique securities.
Which pays a higher dividend, EUFN or VYM?
EUFN yields 3.96% while VYM yields 2.24%, so EUFN currently pays the higher dividend yield.
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