EUFN vs VXUS

EUFN vs VXUS
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Quick Verdict

VXUS has a lower expense ratio. EUFN delivered stronger 1-year returns. VXUS offers more diversification with 8,747 holdings.

Lower Fees: VXUSHigher Returns: EUFNMore Diversified: VXUS

Side-by-Side Comparison

MetricEUFNVXUSWinner
Expense Ratio0.49%0.05%
AUM$4.3B$158.1B
Dividend Yield3.96%2.59%
Holdings968,747
YTD Return+15.81%+13.56%
1Y Return+28.86%+24.30%
3Y Return (annualized)+36.67%+20.24%
5Y Return (annualized)+21.73%+9.37%
Volatility (annualized)23.6%15.1%
Max Drawdown-59.1%-39.9%
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryEquityEquity
InceptionJan 20, 2010Jan 26, 2011

EUFN vs VXUS Performance

iShares MSCI Europe Financials ETF (EUFN) is a ETF from iShares by BlackRock (US) and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year EUFN returned +28.86% while VXUS returned +24.30%. Year to date, EUFN is up 15.81% versus a gain of 13.56% for VXUS.

Over three years, EUFN compounded at +36.67% per year against +20.24% for VXUS; over five years the annualized figures are +21.73% and +9.37% respectively. Across the full 16-year window we track, EUFN has the edge at +5.52% annualized vs +4.79%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

EUFN has been the more volatile fund, with annualized monthly volatility of 23.6% compared with 15.1% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -59.1% for EUFN and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

EUFN charges 0.49% per year while VXUS charges 0.05%. On a $10,000 position that is $49 vs $5 annually, a gap of $44 per year that compounds over a long holding period. On income, EUFN currently yields 3.96% against 2.59% for VXUS.

Holdings Overlap

5.2%overlap

EUFN and VXUS share 50 holdings out of 7904 unique holdings combined, representing a 5.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in EUFNWeight in VXUSDifference
HSBA:LN9.79%0.72%9.07%
SANB11:BV5.58%0.42%5.16%
UBSG:SM4.56%0.30%4.26%
BBVA:MAProProPro
UCG:MIProProPro
BNP:PAProProPro
ZURN:SMProProPro
ISP:MIProProPro
INGA:ASProProPro
BARC:LNProProPro
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Frequently Asked Questions

Which is cheaper, EUFN or VXUS?

EUFN has an expense ratio of 0.49% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $44 per year of difference.

Which performed better, EUFN or VXUS?

Over the past year EUFN returned +28.86% vs +24.30% for VXUS, so EUFN leads on 1-year performance. Over the longest common window we track (16 years), EUFN annualized +5.52% vs +4.79% for VXUS. Past performance does not guarantee future results.

Which is riskier, EUFN or VXUS?

EUFN has been the more volatile fund at 23.6% annualized versus 15.1% for VXUS. Worst drawdown: EUFN -59.1% vs VXUS -39.9%.

Should I hold both EUFN and VXUS?

EUFN and VXUS have a monthly-return correlation of 0.85, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between EUFN and VXUS?

EUFN and VXUS share 50 common holdings with a 5.2% weight overlap. Combined, they hold 7904 unique securities.

Which pays a higher dividend, EUFN or VXUS?

EUFN yields 3.96% while VXUS yields 2.59%, so EUFN currently pays the higher dividend yield.

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