EVF vs QQQ
Eaton Vance Senior Income Trust vs Invesco QQQ Trust, Series 1
Which is better, EVF or QQQ?
Bank Loan against Large Cap Growth.
QQQ has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | EVF | QQQ |
|---|---|---|
| Expense Ratio | 2.38% | 0.18%Best |
| AUM | $108M | $486.1B |
| Dividend Yield | 7.85% | 0.44% |
| Holdings | 462 | 107 |
| YTD Return | -0.99% | +17.54%Best |
| 1Y Return | -3.41% | +25.59%Best |
| 3Y Return (annualized) | +4.23% | +24.63%Best |
| 5Y Return (annualized) | +2.77% | +14.18%Best |
| Volatility (annualized) | 14.2%Best | 30.6% |
| Max Drawdown | -71.1%Best | -83.0% |
| $10,000 over 5 years | $11,464 | $19,407Best |
| Fund Family | Eaton Vance | Invesco (US) |
| Category | Fixed Income | Equity |
| Style | Bank Loan | Large Cap Growth |
| Inception | Oct 30, 1998 | Mar 10, 1999 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Mar 10, 1999 to Sep 4, 2026 (27.5 years).
EVF vs QQQ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
EVF vs QQQ Performance
Eaton Vance Senior Income Trust (EVF) is an ETF from Eaton Vance and Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US). Over the past year EVF returned -3.41% while QQQ returned +25.59%. Year to date, EVF is down 0.99% versus a gain of 17.54% for QQQ.
Over three years, EVF compounded at +4.23% per year against +24.63% for QQQ; over five years the annualized figures are +2.77% and +14.18% respectively. Across the full 28-year window we track, QQQ has the edge at +13.05% annualized vs -0.69%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 14.2% for EVF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -71.1% for EVF and -83.0% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.28. They move largely independently of each other.
Fees and Cost Over Time
EVF charges 2.38% per year while QQQ charges 0.18%. On a $10,000 position that is $238 vs $18 annually, a gap of $220 per year that compounds over a long holding period. On income, EVF currently yields 7.85% against 0.44% for QQQ.
Holdings Overlap
We hold position weights for 208 holdings in EVF and 102 in QQQ, totalling 81.0% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 217 days apart, EVF as of Dec 31, 2025 and QQQ as of Aug 5, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 208 positions we hold weights for in EVF and 102 in QQQ, against full books of 462 and 107.
You are not choosing between two funds in isolation.
Whichever of EVF and QQQ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, EVF or QQQ?
EVF has an expense ratio of 2.38% while QQQ charges 0.18%. QQQ is the cheaper option, by $220 a year on a $10,000 investment.
Which performed better, EVF or QQQ?
Over the past year EVF returned -3.41% vs +25.59% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (28 years), EVF annualized -0.69% vs +13.05% for QQQ. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, EVF or QQQ?
QQQ has been the more volatile fund at 30.6% annualized versus 14.2% for EVF. Worst drawdown: EVF -71.1% vs QQQ -83.0%.
Should I hold both EVF and QQQ?
EVF and QQQ have a monthly-return correlation of 0.28, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, EVF or QQQ?
EVF yields 7.85% while QQQ yields 0.44%, so EVF currently pays the higher dividend yield.
Is QQQ better than EVF?
QQQ has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.