FAAA vs SCHD

Quick Verdict

FAAA has a lower expense ratio. SCHD offers more diversification with 100 holdings.

Lower Fees: FAAAHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricFAAASCHDWinner
Expense Ratio0.00%0.06%
AUM$60M$103.7B
Dividend Yield2.05%3.31%
Holdings59104
YTD Return+2.45%+24.26%
1Y Return-+31.38%
3Y Return (annualized)-+15.08%
5Y Return (annualized)-+9.72%
Volatility (annualized)-13.6%
Max Drawdown-0.6%-33.4%
Fund FamilyFidelity Investments (US)Charles Schwab Asset Management
CategoryFixed IncomeEquity
InceptionFeb 11, 2026Oct 20, 2011

FAAA vs SCHD Performance

Fidelity AAA CLO ETF (FAAA) is a ETF from Fidelity Investments (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, FAAA is up 2.45% versus a gain of 24.26% for SCHD.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -0.6% for FAAA and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

FAAA charges 0.00% per year while SCHD charges 0.06%. On a $10,000 position that is $0 vs $6 annually, a gap of $6 per year that compounds over a long holding period. On income, FAAA currently yields 2.05% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

FAAA and SCHD share 0 holdings out of 113 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, FAAA or SCHD?

FAAA has an expense ratio of 0.00% while SCHD charges 0.06%. FAAA is the cheaper option. On a $10,000 investment, that is $6 per year of difference.

What is the holdings overlap between FAAA and SCHD?

FAAA and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 113 unique securities.

Which pays a higher dividend, FAAA or SCHD?

FAAA yields 2.05% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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