FAAA vs VTI
Fidelity AAA CLO ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, FAAA or VTI?
VTI costs less.
VTI has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FAAA | VTI |
|---|---|---|
| Expense Ratio | 0.20% | 0.03%Best |
| AUM | $284M | $689.2B |
| Dividend Yield | 3.38% | 1.06% |
| Holdings | 228 | 3,542 |
| YTD Return | +3.73% | +11.29%Best |
| 1Y Return | - | +13.77% |
| 3Y Return (annualized) | - | +20.19% |
| 5Y Return (annualized) | - | +10.49% |
| Fund Family | Fidelity Investments (US) | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Blend |
| Inception | Feb 11, 2026 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
FAAA vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
FAAA vs VTI Performance
Fidelity AAA CLO ETF (FAAA) is an ETF from Fidelity Investments (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, FAAA is up 3.73% versus a gain of 11.29% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
FAAA charges 0.20% per year while VTI charges 0.03%. On a $10,000 position that is $20 vs $3 annually, a gap of $17 per year that compounds over a long holding period. On income, FAAA currently yields 3.38% against 1.06% for VTI.
Holdings Overlap
We hold position weights for 43 holdings in FAAA and 3,469 in VTI, totalling 19.7% and 96.1% of the two funds. That is not enough of FAAA to divide by, so no overlap percentage is shown here. Within what we can see, 1 positions appear in both.
1 positions in common, counted across the 43 positions we hold weights for in FAAA and 3,469 in VTI, against full books of 228 and 3,542.
Top Shared Holdings
| Stock | Weight in FAAA | Weight in VTI | Difference |
|---|---|---|---|
| ARESARES CLO LTD ARES 2013 2AR AR4 144A 4.8825 10/28/2034 | 1.40% | 0.03% | 1.37% |
You are not choosing between two funds in isolation.
Whichever of FAAA and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FAAA or VTI?
FAAA has an expense ratio of 0.20% while VTI charges 0.03%. VTI is the cheaper option, by $17 a year on a $10,000 investment.
Which pays a higher dividend, FAAA or VTI?
FAAA yields 3.38% while VTI yields 1.06%, so FAAA currently pays the higher dividend yield.
Is VTI better than FAAA?
VTI has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.