FAAA vs VTI

FAAA vs VTI
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Quick Verdict

FAAA has a lower expense ratio. VTI offers more diversification with 3,543 holdings.

Lower Fees: FAAAHigher Returns: TiedMore Diversified: VTI

Side-by-Side Comparison

MetricFAAAVTIWinner
Expense Ratio0.00%0.03%
AUM$79M$666.9B
Dividend Yield2.40%1.07%
Holdings593,543
YTD Return+2.77%+13.12%
1Y Return-+20.82%
3Y Return (annualized)-+21.43%
5Y Return (annualized)-+11.84%
Volatility (annualized)-15.3%
Max Drawdown-0.6%-56.6%
Fund FamilyFidelity Investments (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionFeb 11, 2026May 24, 2001

FAAA vs VTI Performance

Fidelity AAA CLO ETF (FAAA) is a ETF from Fidelity Investments (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, FAAA is up 2.77% versus a gain of 13.12% for VTI.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -0.6% for FAAA and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

FAAA charges 0.00% per year while VTI charges 0.03%. On a $10,000 position that is $0 vs $3 annually, a gap of $3 per year that compounds over a long holding period. On income, FAAA currently yields 2.40% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

FAAA and VTI share 0 holdings out of 2789 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, FAAA or VTI?

FAAA has an expense ratio of 0.00% while VTI charges 0.03%. FAAA is the cheaper option. On a $10,000 investment, that is $3 per year of difference.

What is the holdings overlap between FAAA and VTI?

FAAA and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2789 unique securities.

Which pays a higher dividend, FAAA or VTI?

FAAA yields 2.40% while VTI yields 1.07%, so FAAA currently pays the higher dividend yield.

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