FCFY vs VTI
First Trust S&P 500 Diversified Free Cash Flow ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, FCFY or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. FCFY is less concentrated, with 30.1% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FCFY | VTI |
|---|---|---|
| Expense Ratio | 0.60% | 0.03%Best |
| AUM | $2M | $666.9B |
| Dividend Yield | 1.33% | 1.03% |
| Holdings | 101 | 3,543 |
| YTD Return | +6.60% | +13.60%Best |
| 1Y Return | +10.79% | +18.17%Best |
| 3Y Return (annualized) | +16.47% | +23.04%Best |
| 5Y Return (annualized) | - | +12.14% |
| Volatility (annualized) | 15.4% | 13.2%Best |
| Max Drawdown | -21.4% | -19.3%Best |
| $10,000 over 3.1 years | $15,410 | $18,238Best |
| Top 10 Weight | 30.1%Best | 33.3% |
| Fund Family | First Trust Portfolios (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Aug 23, 2023 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 3.1 years row, are measured over the window both funds cover: Aug 24, 2023 to Sep 25, 2026 (3.1 years).
FCFY vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.1 years both funds cover.
FCFY vs VTI Performance
First Trust S&P 500 Diversified Free Cash Flow ETF (FCFY) is an ETF from First Trust Portfolios (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year FCFY returned +10.79% while VTI returned +18.17%. Year to date, FCFY is up 6.60% versus a gain of 13.60% for VTI.
Over three years, FCFY compounded at +16.47% per year against +23.04% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FCFY has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 13.2% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.4% for FCFY and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FCFY charges 0.60% per year while VTI charges 0.03%. On a $10,000 position that is $60 vs $3 annually, a gap of $57 per year that compounds over a long holding period. On income, FCFY currently yields 1.33% against 1.03% for VTI.
Holdings Overlap
99.7% of FCFY's money is in holdings VTI also owns. 6.2% of VTI's money is in holdings FCFY also owns.
Most of FCFY is already inside VTI. Owning both mostly buys the same companies twice.
99 positions in common, counted across the 99 positions we hold weights for in FCFY and 3,463 in VTI, against full books of 101 and 3,543.
What only one of them owns
Measured across the 99 and 3,463 positions we hold weights for.
VTI holds 1,051 positions FCFY does not, 91.3% of the fund.
Largest: NVDA 6.40%, AAPL 6.29%, MSFT 4.79%, AMZN 3.65%, GOOGL 2.90%
Top Shared Holdings
| Stock | Weight in FCFY | Weight in VTI | Difference |
|---|---|---|---|
| HPQHp Inc. | 3.70% | 0.03% | 3.67% |
| CNCCentene | 3.61% | 0.04% | 3.57% |
| SWKSSkyworks Solutions Inc. | 3.37% | 0.01% | 3.36% |
| NTAPNetapp Inc | 3.19% | 0.05% | 3.14% |
| WDAYWorkday, Inc., Class A | 2.95% | 0.04% | 2.91% |
| QCOMQualcomm Inc. | 2.58% | 0.22% | 2.36% |
| GDDYGodaddy Inc. Class A | 2.76% | 0.02% | 2.74% |
| ADBEAdobe Systems | 2.62% | 0.14% | 2.48% |
| CMCSAComcast Corp-class A Cmcsa | 2.61% | 0.12% | 2.49% |
| OMCOmnicom Group Inc. | 2.67% | 0.03% | 2.64% |
99.7% of FCFY is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FCFY or VTI?
FCFY has an expense ratio of 0.60% while VTI charges 0.03%. VTI is the cheaper option, by $57 a year on a $10,000 investment.
Which performed better, FCFY or VTI?
Over the past year FCFY returned +10.79% vs +18.17% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FCFY or VTI?
FCFY has been the more volatile fund at 15.4% annualized versus 13.2% for VTI. Worst drawdown: FCFY -21.4% vs VTI -19.3%.
Should I hold both FCFY and VTI?
FCFY and VTI have a monthly-return correlation of 0.82, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between FCFY and VTI?
99.7% of FCFY's money is in holdings VTI also owns. 6.2% of VTI's is in holdings FCFY also owns. They hold 99 positions in common, counted across the 99 positions we hold weights for in FCFY and 3,463 in VTI.
Which pays a higher dividend, FCFY or VTI?
FCFY yields 1.33% while VTI yields 1.03%, so FCFY currently pays the higher dividend yield.
Is VTI better than FCFY?
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. FCFY is less concentrated, with 30.1% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.