FDIF vs IVV

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricFDIFIVVWinner
Expense Ratio0.50%0.03%
AUM$110M$865.2B
Dividend Yield0.26%1.09%
Holdings10508
YTD Return+15.20%+13.43%
1Y Return+22.32%+22.61%
3Y Return (annualized)+19.86%+21.47%
5Y Return (annualized)-+13.26%
Volatility (annualized)17.1%15.1%
Max Drawdown-22.6%-56.5%
Fund FamilyFidelity Investments (US)iShares by BlackRock (US)
CategoryEquityEquity
InceptionFeb 13, 2023May 15, 2000

FDIF vs IVV Performance

Fidelity Disruptors ETF (FDIF) is a ETF from Fidelity Investments (US) and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year FDIF returned +22.32% while IVV returned +22.61%. Year to date, FDIF is up 15.20% versus a gain of 13.43% for IVV.

Over three years, FDIF compounded at +19.86% per year against +21.47% for IVV. Across the full 3-year window we track, FDIF has the edge at +17.86% annualized vs +7.03%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

FDIF has been the more volatile fund, with annualized monthly volatility of 17.1% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -22.6% for FDIF and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.93. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

FDIF charges 0.50% per year while IVV charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, FDIF currently yields 0.26% against 1.09% for IVV.

Holdings Overlap

0.0%overlap

FDIF and IVV share 0 holdings out of 511 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, FDIF or IVV?

FDIF has an expense ratio of 0.50% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $47 per year of difference.

Which performed better, FDIF or IVV?

Over the past year FDIF returned +22.32% vs +22.61% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (3 years), FDIF annualized +17.86% vs +7.03% for IVV. Past performance does not guarantee future results.

Which is riskier, FDIF or IVV?

FDIF has been the more volatile fund at 17.1% annualized versus 15.1% for IVV. Worst drawdown: FDIF -22.6% vs IVV -56.5%.

Should I hold both FDIF and IVV?

FDIF and IVV have a monthly-return correlation of 0.93, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between FDIF and IVV?

FDIF and IVV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 511 unique securities.

Which pays a higher dividend, FDIF or IVV?

FDIF yields 0.26% while IVV yields 1.09%, so IVV currently pays the higher dividend yield.

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