FDIF vs VYM
Fidelity Disruptors ETF vs Vanguard High Dividend Yield ETF
Which is better, FDIF or VYM?
Large Cap Blend against Large Cap Value.
VYM has a lower expense ratio. FDIF led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FDIF | VYM |
|---|---|---|
| Expense Ratio | 0.50% | 0.04%Best |
| AUM | $102M | $81.6B |
| Dividend Yield | 0.25% | 2.22% |
| Holdings | 9 | 613 |
| YTD Return | +14.73%Best | +12.29% |
| 1Y Return | +16.97%Best | +16.61% |
| 3Y Return (annualized) | +20.81%Best | +17.42% |
| 5Y Return (annualized) | - | +12.12% |
| Volatility (annualized) | 17.0% | 11.0%Best |
| Max Drawdown | -22.6% | -14.5%Best |
| $10,000 over 3.2 years | $16,572Best | $16,491 |
| Top 10 Weight | - | 26.1% |
| Fund Family | Fidelity Investments (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Feb 13, 2023 | Nov 10, 2006 |
Volatility and max drawdown, and the $10,000 over 3.2 years row, are measured over the window both funds cover: Jun 20, 2023 to Sep 17, 2026 (3.2 years).
FDIF vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.2 years both funds cover.
FDIF vs VYM Performance
Fidelity Disruptors ETF (FDIF) is an ETF from Fidelity Investments (US) and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year FDIF returned +16.97% while VYM returned +16.61%. Year to date, FDIF is up 14.73% versus a gain of 12.29% for VYM.
Over three years, FDIF compounded at +20.81% per year against +17.42% for VYM.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FDIF has been the more volatile fund, with annualized monthly volatility of 17.0% compared with 11.0% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.6% for FDIF and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.68. They move together some of the time, and apart the rest.
Fees and Cost Over Time
FDIF charges 0.50% per year while VYM charges 0.04%. On a $10,000 position that is $50 vs $4 annually, a gap of $46 per year that compounds over a long holding period. On income, FDIF currently yields 0.25% against 2.22% for VYM.
Holdings Overlap
We hold position weights for 5 holdings in FDIF and 557 in VYM, totalling 99.9% and 99.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 5 positions we hold weights for in FDIF and 557 in VYM, against full books of 9 and 613.
What only one of them owns
Our book lists 528 positions for VYM that do not appear in our book for FDIF (97.1% of the fund), and 5 for FDIF that do not appear in VYM (99.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of FDIF and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FDIF or VYM?
FDIF has an expense ratio of 0.50% while VYM charges 0.04%. VYM is the cheaper option, by $46 a year on a $10,000 investment.
Which performed better, FDIF or VYM?
Over the past year FDIF returned +16.97% vs +16.61% for VYM, so FDIF leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FDIF or VYM?
FDIF has been the more volatile fund at 17.0% annualized versus 11.0% for VYM. Worst drawdown: FDIF -22.6% vs VYM -14.5%.
Should I hold both FDIF and VYM?
FDIF and VYM have a monthly-return correlation of 0.68, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, FDIF or VYM?
FDIF yields 0.25% while VYM yields 2.22%, so VYM currently pays the higher dividend yield.
Is VYM better than FDIF?
VYM has a lower expense ratio. FDIF led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.