FDIF vs VOO
Fidelity Disruptors ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | FDIF | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.50% | 0.03% | |
| AUM | $110M | $979.0B | |
| Dividend Yield | 0.26% | 1.09% | |
| Holdings | 10 | 509 | |
| YTD Return | +14.98% | +13.79% | |
| 1Y Return | +22.08% | +23.01% | |
| 3Y Return (annualized) | +20.01% | +21.78% | |
| 5Y Return (annualized) | - | +13.39% | |
| Volatility (annualized) | 17.1% | 14.1% | |
| Max Drawdown | -22.6% | -34.3% | |
| Fund Family | Fidelity Investments (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Feb 13, 2023 | Sep 7, 2010 |
FDIF vs VOO Performance
Fidelity Disruptors ETF (FDIF) is a ETF from Fidelity Investments (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year FDIF returned +22.08% while VOO returned +23.01%. Year to date, FDIF is up 14.98% versus a gain of 13.79% for VOO.
Over three years, FDIF compounded at +20.01% per year against +21.78% for VOO. Across the full 3-year window we track, FDIF has the edge at +17.80% annualized vs +13.57%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FDIF has been the more volatile fund, with annualized monthly volatility of 17.1% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.6% for FDIF and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.93. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
FDIF charges 0.50% per year while VOO charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, FDIF currently yields 0.26% against 1.09% for VOO.
Holdings Overlap
FDIF and VOO share 0 holdings out of 511 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FDIF or VOO?
FDIF has an expense ratio of 0.50% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $47 per year of difference.
Which performed better, FDIF or VOO?
Over the past year FDIF returned +22.08% vs +23.01% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (3 years), FDIF annualized +17.80% vs +13.57% for VOO. Past performance does not guarantee future results.
Which is riskier, FDIF or VOO?
FDIF has been the more volatile fund at 17.1% annualized versus 14.1% for VOO. Worst drawdown: FDIF -22.6% vs VOO -34.3%.
Should I hold both FDIF and VOO?
FDIF and VOO have a monthly-return correlation of 0.93, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between FDIF and VOO?
FDIF and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 511 unique securities.
Which pays a higher dividend, FDIF or VOO?
FDIF yields 0.26% while VOO yields 1.09%, so VOO currently pays the higher dividend yield.
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