FDLS vs VXUS
Inspire Fidelis Multi Factor ETF vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. FDLS delivered stronger 1-year returns. VXUS offers more diversification with 8,747 holdings.
Side-by-Side Comparison
| Metric | FDLS | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.69% | 0.05% | |
| AUM | $244M | $158.1B | |
| Dividend Yield | 0.80% | 2.59% | |
| Holdings | 101 | 8,747 | |
| YTD Return | +22.83% | +15.22% | |
| 1Y Return | +33.81% | +26.86% | |
| 3Y Return (annualized) | +20.16% | +20.34% | |
| 5Y Return (annualized) | - | +9.38% | |
| Volatility (annualized) | 18.6% | 15.1% | |
| Max Drawdown | -23.3% | -39.9% | |
| Fund Family | Inspire ETFs | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Aug 23, 2022 | Jan 26, 2011 |
FDLS vs VXUS Performance
Inspire Fidelis Multi Factor ETF (FDLS) is a ETF from Inspire ETFs and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year FDLS returned +33.81% while VXUS returned +26.86%. Year to date, FDLS is up 22.83% versus a gain of 15.22% for VXUS.
Over three years, FDLS compounded at +20.16% per year against +20.34% for VXUS. Across the full 4-year window we track, FDLS has the edge at +17.97% annualized vs +4.89%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FDLS has been the more volatile fund, with annualized monthly volatility of 18.6% compared with 15.1% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -23.3% for FDLS and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FDLS charges 0.69% per year while VXUS charges 0.05%. On a $10,000 position that is $69 vs $5 annually, a gap of $64 per year that compounds over a long holding period. On income, FDLS currently yields 0.80% against 2.59% for VXUS.
Holdings Overlap
FDLS and VXUS share 5 holdings out of 7965 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FDLS or VXUS?
FDLS has an expense ratio of 0.69% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $64 per year of difference.
Which performed better, FDLS or VXUS?
Over the past year FDLS returned +33.81% vs +26.86% for VXUS, so FDLS leads on 1-year performance. Over the longest common window we track (4 years), FDLS annualized +17.97% vs +4.89% for VXUS. Past performance does not guarantee future results.
Which is riskier, FDLS or VXUS?
FDLS has been the more volatile fund at 18.6% annualized versus 15.1% for VXUS. Worst drawdown: FDLS -23.3% vs VXUS -39.9%.
Should I hold both FDLS and VXUS?
FDLS and VXUS have a monthly-return correlation of 0.70, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FDLS and VXUS?
FDLS and VXUS share 5 common holdings with a 0.1% weight overlap. Combined, they hold 7965 unique securities.
Which pays a higher dividend, FDLS or VXUS?
FDLS yields 0.80% while VXUS yields 2.59%, so VXUS currently pays the higher dividend yield.
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