FDLXX vs VXUS
Fidelity Treasury Only Money Market Fund vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS offers more diversification with 8,747 holdings.
Side-by-Side Comparison
| Metric | FDLXX | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.42% | 0.05% | |
| AUM | $13.1B | $158.1B | |
| Dividend Yield | 3.16% | 2.59% | |
| Holdings | 57 | 8,747 | |
| YTD Return | +0.00% | +15.77% | |
| 1Y Return | - | +26.56% | |
| 3Y Return (annualized) | - | +20.47% | |
| 5Y Return (annualized) | - | +9.53% | |
| Volatility (annualized) | - | 15.1% | |
| Max Drawdown | 0.0% | -39.9% | |
| Fund Family | Fidelity Investments (US) | Vanguard (US) | |
| Category | Money Market | Equity | |
| Inception | Jan 5, 1988 | Jan 26, 2011 |
FDLXX vs VXUS Performance
Fidelity Treasury Only Money Market Fund (FDLXX) is a mutual fund from Fidelity Investments (US) and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Year to date, FDLXX is up 0.00% versus a gain of 15.77% for VXUS.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was 0.0% for FDLXX and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
FDLXX charges 0.42% per year while VXUS charges 0.05%. On a $10,000 position that is $42 vs $5 annually, a gap of $37 per year that compounds over a long holding period. On income, FDLXX currently yields 3.16% against 2.59% for VXUS.
Holdings Overlap
FDLXX and VXUS share 0 holdings out of 7883 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FDLXX or VXUS?
FDLXX has an expense ratio of 0.42% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $37 per year of difference.
What is the holdings overlap between FDLXX and VXUS?
FDLXX and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7883 unique securities.
Which pays a higher dividend, FDLXX or VXUS?
FDLXX yields 3.16% while VXUS yields 2.59%, so FDLXX currently pays the higher dividend yield.
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