FEBT vs SCHD
AllianzIM US Equity Buffer10 Feb ETF vs Schwab US Dividend Equity ETF
Which is better, FEBT or SCHD?
Multi Alternative against Large Cap Value.
SCHD has a lower expense ratio. FEBT led over 3Y and the full window, SCHD over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FEBT | SCHD |
|---|---|---|
| Expense Ratio | 0.74% | 0.06%Best |
| AUM | $159M | $112.1B |
| Dividend Yield | 0.00% | 3.00% |
| Holdings | 5 | 103 |
| YTD Return | +10.21% | +23.46%Best |
| 1Y Return | +14.24% | +27.20%Best |
| 3Y Return (annualized) | +16.00%Best | +15.41% |
| 5Y Return (annualized) | - | +10.16% |
| Volatility (annualized) | 8.3%Best | 13.3% |
| Max Drawdown | -13.2%Best | -16.1% |
| $10,000 over 3.6 years | $16,690Best | $14,778 |
| Fund Family | AllianzIM | Charles Schwab Asset Management |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Value |
| Inception | Jan 31, 2023 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.6 years row, are measured over the window both funds cover: Feb 1, 2023 to Sep 18, 2026 (3.6 years).
FEBT vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.6 years both funds cover.
FEBT vs SCHD Performance
AllianzIM US Equity Buffer10 Feb ETF (FEBT) is an ETF from AllianzIM and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year FEBT returned +14.24% while SCHD returned +27.20%. Year to date, FEBT is up 10.21% versus a gain of 23.46% for SCHD.
Over three years, FEBT compounded at +16.00% per year against +15.41% for SCHD. Across the full 4-year window we track, FEBT has the edge at +15.29% annualized vs +11.46%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.3% compared with 8.3% for FEBT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.2% for FEBT and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.56. They move together some of the time, and apart the rest.
Fees and Cost Over Time
FEBT charges 0.74% per year while SCHD charges 0.06%. On a $10,000 position that is $74 vs $6 annually, a gap of $68 per year that compounds over a long holding period. On income, FEBT currently yields 0.00% against 3.00% for SCHD.
You are not choosing between two funds in isolation.
Whichever of FEBT and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FEBT or SCHD?
FEBT has an expense ratio of 0.74% while SCHD charges 0.06%. SCHD is the cheaper option, by $68 a year on a $10,000 investment.
Which performed better, FEBT or SCHD?
Over the past year FEBT returned +14.24% vs +27.20% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), FEBT annualized +15.29% vs +11.46% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FEBT or SCHD?
SCHD has been the more volatile fund at 13.3% annualized versus 8.3% for FEBT. Worst drawdown: FEBT -13.2% vs SCHD -16.1%.
Should I hold both FEBT and SCHD?
FEBT and SCHD have a monthly-return correlation of 0.56, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, FEBT or SCHD?
FEBT yields 0.00% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than FEBT?
SCHD has a lower expense ratio. FEBT led over 3Y and the full window, SCHD over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.