FEMR vs SCHD

FEMR vs SCHD
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Quick Verdict

SCHD has a lower expense ratio. FEMR delivered stronger 1-year returns. FEMR offers more diversification with 149 holdings.

Lower Fees: SCHDHigher Returns: FEMRMore Diversified: FEMR

Side-by-Side Comparison

MetricFEMRSCHDWinner
Expense Ratio0.38%0.06%
AUM$167M$108.7B
Dividend Yield1.55%3.13%
Holdings149104
YTD Return+24.29%+26.54%
1Y Return+44.03%+30.90%
3Y Return (annualized)-+16.29%
5Y Return (annualized)-+9.65%
Volatility (annualized)19.0%13.6%
Max Drawdown-15.6%-33.4%
Fund FamilyFidelity Investments (US)Charles Schwab Asset Management
CategoryEquityEquity
InceptionNov 19, 2024Oct 20, 2011

FEMR vs SCHD Performance

Fidelity Enhanced Emerging Markets ETF (FEMR) is a ETF from Fidelity Investments (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year FEMR returned +44.03% while SCHD returned +30.90%. Year to date, FEMR is up 24.29% versus a gain of 26.54% for SCHD.

Risk: Volatility and Drawdowns

FEMR has been the more volatile fund, with annualized monthly volatility of 19.0% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -15.6% for FEMR and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.37. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

FEMR charges 0.38% per year while SCHD charges 0.06%. On a $10,000 position that is $38 vs $6 annually, a gap of $32 per year that compounds over a long holding period. On income, FEMR currently yields 1.55% against 3.13% for SCHD.

Holdings Overlap

0.0%overlap

FEMR and SCHD share 0 holdings out of 248 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, FEMR or SCHD?

FEMR has an expense ratio of 0.38% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $32 per year of difference.

Which performed better, FEMR or SCHD?

Over the past year FEMR returned +44.03% vs +30.90% for SCHD, so FEMR leads on 1-year performance. Over the longest common window we track (2 years), FEMR annualized +35.72% vs +11.51% for SCHD. Past performance does not guarantee future results.

Which is riskier, FEMR or SCHD?

FEMR has been the more volatile fund at 19.0% annualized versus 13.6% for SCHD. Worst drawdown: FEMR -15.6% vs SCHD -33.4%.

Should I hold both FEMR and SCHD?

FEMR and SCHD have a monthly-return correlation of 0.37, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between FEMR and SCHD?

FEMR and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 248 unique securities.

Which pays a higher dividend, FEMR or SCHD?

FEMR yields 1.55% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.

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